About DEbit Card EMI

[Mridul7]

Hi Sir,
Actually I Want To KnoW That,
At Past I Order Some Smartphone For My Family Member, From Debit card EMI Option..
& paid All Of This On Time..
& They're All closed Now.. & In My Cibil Ir Reflect As Consumer Loan
& the no. Of these loans are 13
So Is There Any Problem In Near Future
& Are debit Card EMI Are Consider Good Or Bad In Cibil Report


My Cibil Is 774
& Experian credit Score Is 866 Is That Good?

 

[TechnoFino]

No... no problem.
consumer durable loans are considered as a bad loan...
So try to maintain less exposure

 

[Mridul7]

Okay Okay Thanks Sir,