A Important post for those people who are not Getting LE & Upgrade in HDFC cards & Self -Employed Who want Millenia card

[alok416]

Hello All,

Firstly Remove these myths from mind -

1. U DONT HAVE TO WAIT FOR 6 MONTHS IN HDFC FOR GETTING A NEW CARD..I got after 2 months

2. SELF - EMPLOYED CANT GET MILLENIA 🙂...Bro u can...I got it 🙂

I got Bussiness moneyback card with 40k limit in Nov 2022 + Tata neu plus with shared limit in May 2023...

I tried everything to increase limit of cards or upgrade it via sending Card statements to chennai.. Nothing worked...

In anger...I closed both cards on 7th July 2023...

I was being told to wait for 6 months to apply again...

But an agent called me and she said No sir u didnt have to wait for such long...You can apply...I applied via her....She offered me LTF card..I asked her for Millenia,She applied it...

Last Tuesday she applied via card to card basis on behalf of My SBI card which have limit of 1.46L limit...

Only 2 call verification done...One from Indore and One from Bangalore...

My card got approved on Monday i.e yesterday...with a limit of 1.90L 😂 more than limit of Sbi card by which it get processed 😂😂

Those who are stucked with same limits can try these...Trust me it can help u...

Additional tips -

1. Have proper balance in Savings account
2. Have good cibil & Experian...I have 771 and 809
3. Dont care about enquiries 😂 i have 8 In last month bcz of Great Airtel Axis card 😐 fir bhi nhi mila 😂

@TechnoFino @Chaitanya-a

 

[Akashn]

Thanks for this post.

How much balance maintained btw?
SBI Card age? And 3 months statements or 6?

 

[Shubham Yadav]

You are just lucky

 

[Rahul Gupta]

Hello All,

I got Bussiness moneyback card with 40k limit in Nov 2022 + Tata neu plus with shared limit in May 2023...

I tried everything to increase limit of cards or upgrade it via sending Card statements to chennai.. Nothing worked...

In anger...I closed both cards on 7th July 2023...

I was being told to wait for 6 months to apply again...

But an agent called me and she said No sir u didnt have to wait for such long...You can apply...I applied via her....She offered me LTF card..I asked her for Millenia,She applied it...

Last Tuesday she applied via card to card basis on behalf of My SBI card which have limit of 1.46L limit...

Only 2 call verification done...One from Indore and One from Bangalore...

My card got approved on Monday i.e yesterday...with a limit of 1.90L 😂 more than limit of Sbi card by which it get processed 😂😂

Those who are stucked with same limits can try these...Trust me it can help u...

Additional tips -

1. Have proper balance in Savings account
2. Have good cibil & Experian...I have 771 and 809
3. Dont care about enquiries 😂 i have 8 In last month bcz of Great Airtel Axis card 😐 fir bhi nhi mila 😂

Hdfc is promoting their cards heavily these days and thats the only reason you got the card easily with good limits.

Btw this is a good way only if you have very high limits on other bank cards and don't try this if you will cry after closing your hdfc cc and not getting a new one.

 

[alok416]

Thanks for this post.

How much balance maintained btw?
SBI Card age? And 3 months statements or 6?

Normally 40-60k...

In September when i applied i have 1L + and Fd of 2L....

Sbi card 10 months old... Statement of pnly last month

 

[alok416]

Maybe

You are just lucky

 

[alok416]

Hdfc is promoting their cards heavily these days and thats the only reason you got the card easily with good limits.

Btw this is a good way only if you have very high limits on ther bank cards and don't try this if you will cry after closing your hdfc cc and not getting a new one.

I was worried that 😂 they can give limits like 10k-20k-40k 😂 as others got...

They literally surprised with limit they gave me..

And i would say Debit card transaction can play a better role... I use it for credit card bills...i think that can be a main reason

 

[Strange]

Hello All,

Firstly Remove these myths from mind -

1. U DONT HAVE TO WAIT FOR 6 MONTHS IN HDFC FOR GETTING A NEW CARD..I got after 2 months

2. SELF - EMPLOYED CANT GET MILLENIA 🙂...Bro u can...I got it 🙂

I got Bussiness moneyback card with 40k limit in Nov 2022 + Tata neu plus with shared limit in May 2023...

I tried everything to increase limit of cards or upgrade it via sending Card statements to chennai.. Nothing worked...

In anger...I closed both cards on 7th July 2023...

I was being told to wait for 6 months to apply again...

But an agent called me and she said No sir u didnt have to wait for such long...You can apply...I applied via her....She offered me LTF card..I asked her for Millenia,She applied it...

Last Tuesday she applied via card to card basis on behalf of My SBI card which have limit of 1.46L limit...

Only 2 call verification done...One from Indore and One from Bangalore...

My card got approved on Monday i.e yesterday...with a limit of 1.90L 😂 more than limit of Sbi card by which it get processed 😂😂

Those who are stucked with same limits can try these...Trust me it can help u...

Additional tips -

1. Have proper balance in Savings account
2. Have good cibil & Experian...I have 771 and 809
3. Dont care about enquiries 😂 i have 8 In last month bcz of Great Airtel Axis card 😐 fir bhi nhi mila 😂

Congratulations btw itni Khushi me ye post kiye ki usernames ko tags me add kar diye. 🤣

 

[alok416]

Congratulations btw itni Khushi me ye post kiye ki usernames ko tags me add kar diye. 🤣

Thnku bro...

Hota h hota h 😂😂...

Apna hi system h 😂 kar lege edit 😂

Kaunsa X ki subscription lena pdega edit ke liye 😭😂😹😹

 

[Shubham Yadav]

Congratulations btw itni Khushi me ye post kiye ki usernames ko tags me add kar diye. 🤣

Same thing i was thinking 🤔

 

[Shubham Yadav]

Thnku bro...

Hota h hota h 😂😂...

Apna hi system h 😂 kar lege edit 😂

Kaunsa X ki subscription lena pdega edit ke liye 😭😂😹😹

 

[Ram1]

Its just that, u r lucky, nothing more.
Hdfc these days giving cheap limits on c2c
I have gave axis 6L statement, they offered 1L,i denied. My frd gave 2L sbi statement, he hot 40k limit.

 

[Saipsy]

got millennia cc without any fuss. self employed. 1.95L limit.
harldy use it though.

 

[4uziaul]

got millennia cc without any fuss. self employed. 1.95L limit.
harldy use it though.

De do Bhai mujhe 😂

I wish everyone was as lucky as you. 🤭

 

[alok416]

De do Bhai mujhe 😂

I wish everyone was as lucky as you. 🤭

Tumhe to bhai aram se milega 😹

Aakhir tmhre pas Airtel axis jo h 😂

Wo card to card me laga dena 😂😂 ho skta h 10L ki limit de de 😂

 

[alok416]

got millennia cc without any fuss. self employed. 1.95L limit.
harldy use it though.

Nice to hear that...Card to card apply kiya tha a with ITR ?

 

[alok416]

Its just that, u r lucky, nothing more.
Hdfc these days giving cheap limits on c2c
I have gave axis 6L statement, they offered 1L,i denied. My frd gave 2L sbi statement, he hot 40k limit.

Kuch lucky nhi hota bhai 😂

2 lakh ki FD thi to shyd itni limit di..

Nowadays banks ke liye Kaha cibil score matter karta h...matter karta h to unke sath banking relationship humara

 

[Saipsy]

Nice to hear that...Card to card apply kiya tha a with ITR ?

pre approved. had option to choose moneyback+ or millennia
have saving account with hdfc, about 50k cashflow every month

 

[pradeepG]

Debit card transaction can play a better role... I use it for credit card bills

how and where did you used debit card for CC payment? billdesk has jo option of DC nor does CRED have.

 

[pradeepG]

Hdfc these days giving cheap limits on c2c

always, not just these days.