2024 Review: Best card you managed to get LTF in 2024

[SSV]

Can you please share that agent number who got you this on split basis in DM,it will be of much help @SSV

Unfortunately this offer is no more available now..
Currently for NTB customers pinnacle ltf ( jf reversal on initial spends) is only available

 

[aj204~]

Kindly share your story about dcb ltf.if possible

Not much of story bro. Back in 2021 when HDFC got a RBI ban from issuing new cards - they rolled out upgrade offers to existing users. I had a Regalia with 9.7L limit and got an offer for DCB LTF. Many folks also received Infinia LTF during that time - I think that anyone with 10L+ limit got that offer.
Dont think it will happen again as it was once in a blue moon event.

Since it is LTF, I have forgone Infinia FYF even though I have enough spends for a upgrade. Not having to worry about any kind of fee feels good.

 

[helloworld]

I have 3 Indusind card
Legend
ED Platinum
Indusind Rupay Platinum

1 Core Card + 2/3 co branded cards

- Are reward points shared or separate in IndusInd?

 

[Anindya98]

- Are reward points shared or separate in IndusInd?

Not sure, will check and update the comment

Update: All Debit & Credit cards have a separate rewards points section.
@helloworld

 

[wanderer0]

I applied for Yes Reserv FYF in January last year, didn’t want to pay the renewal fees. Called customer care and asked to either close it or make it LTF. To my surprise, they raised request for the same and after few days, I received this mail

Not exactly all in 2024, but I have below LTF cards -

4) Yes First Reserv

I got YES RESERV FYF last Aug and trying to make it LTF but they keep rejecting after giving me retention RPs. I have also threatened to close the card on call but nothing.

Did you have any other relationship with YES bank? What was your limit and spend like? I don't have any other relationship with YES. Also don't have much spend on this card and only 1L limit although 2 lac+ net salary. Do I need to email somewhere? Any tips will be welcome.

 

[aj204~]

I got YES RESERV FYF last Aug and trying to make it LTF but they keep rejecting after giving me retention RPs. I have also threatened to close the card on call but nothing.

Did you have any other relationship with YES bank? What was your limit and spend like? I don't have any other relationship with YES. Also don't have much spend on this card and only 1L limit although 2 lac+ net salary. Do I need to email somewhere? Any tips will be welcome.

No other relationship with the bank. Nothing much I can offer in terms of strategy here.... It was offered as LTF during initial days and probably they changed the policies later on. To be honest, benefits on offer are not that great so I would suggest against putting in any extra effort or any renewal fee for this card

 

[wanderer0]

No other relationship with the bank. Nothing much I can offer in terms of strategy here.... It was offered as LTF during initial days and probably they changed the policies later on. To be honest, benefits on offer are not that great so I would suggest against putting in any extra effort or any renewal fee for this card

This is the only card I got with some good international lounge access (6 per year). Plan is to use this one until I get regalia gold LTF offer.