Axis Atlas (1st Sep onwards) Comparison of Miles on Axis Reserve v/s Atlas v/s Magnus

[adi.agarwalla]

Hi everyone,

Can someone take a look at the miles values below (for a spend of 10k INR in each category) and verify if it all checks out. Will be useful not only for me, but everyone else too in the new transfer ratio setup.

Assumptions

• Miles are for 5:2 partners for Magnus / Reserve, and 1:2 partners for Atlas.
• Magnus calcs are for spends < 1.5 lacs
• Milestone benfits (like on Atlas) not taken into consideration

Thanks

 

[CCUser_1999]

Hi everyone,

Can someone take a look at the miles values below (for a spend of 10k INR in each category) and verify if it all checks out. Will be useful not only for me, but everyone else too in the new transfer ratio setup.

Assumptions

• Miles are for 5:2 partners for Magnus / Reserve, and 1:2 partners for Atlas.
• Magnus calcs are for spends < 1.5 lacs
• Milestone benfits (like on Atlas) not taken into consideration

Thanks

Seems Good.

 

[hello11]

Don't think Atlas gives 5EM/100 on Traveledge - only on airline/hotel direct right?

 

[FinGuru]

Hi everyone,

Can someone take a look at the miles values below (for a spend of 10k INR in each category) and verify if it all checks out. Will be useful not only for me, but everyone else too in the new transfer ratio setup.

Assumptions

• Miles are for 5:2 partners for Magnus / Reserve, and 1:2 partners for Atlas.
• Magnus calcs are for spends < 1.5 lacs
• Milestone benfits (like on Atlas) not taken into consideration

Thanks

Are you sure Atlas provides RPs on rent and considers the same for milestone calculations?

 

[Shreyasrp]

5 EDGE Miles on Travel​

• EDGE Miles shall be credited to cardholders’ EDGEMiles account for eligible transactions as per the following:
  • 5 EDGE Miles per Rs 100 spend
• Under this benefit, “Eligible Transactions” are the successful transactions done on the card by the cardholder for travel on the following:
  • MCC: 3000- 3350 and 4511 (Airlines)
  • MCC: 3501-3838 and 7011 (Hotels)
  • MID: VERNMAKRUPCYB21 (Axis Bank TRAVEL EDGE Portal)

 

[Shreyasrp]

Don't think Atlas gives 5EM/100 on Traveledge - only on airline/hotel direct right?

5 EDGE Miles on Travel​

• EDGE Miles shall be credited to cardholders’ EDGEMiles account for eligible transactions as per the following:
  • 5 EDGE Miles per Rs 100 spend
• Under this benefit, “Eligible Transactions” are the successful transactions done on the card by the cardholder for travel on the following:
  • MCC: 3000- 3350 and 4511 (Airlines)
  • MCC: 3501-3838 and 7011 (Hotels)
  • MID: VERNMAKRUPCYB21 (Axis Bank TRAVEL EDGE Portal)

 

[Shreyasrp]

Are you sure Atlas provides RPs on rent and considers the same for milestone calculations?

Rent is not mentioned in exclusion so probably yes

 

[anish_]

Does Atlas still earn rewards for spend on utilities?

 

[shameempkahammed]

Hi everyone,

Can someone take a look at the miles values below (for a spend of 10k INR in each category) and verify if it all checks out. Will be useful not only for me, but everyone else too in the new transfer ratio setup.

Assumptions

• Miles are for 5:2 partners for Magnus / Reserve, and 1:2 partners for Atlas.
• Magnus calcs are for spends < 1.5 lacs
• Milestone benfits (like on Atlas) not taken into consideration

Thanks

forex markup considered in calcultion?

 

[adi.agarwalla]

Are you sure Atlas provides RPs on rent and considers the same for milestone calculations?

You get miles. Doesn’t count towards milestones.

 

[adi.agarwalla]

forex markup considered in calcultion?

No. For regular international, Reserve wins on both counts of points and lowest markup.

For international travel, one would need to consider 3.5 on Atlas vs 1.5 on Reserve.

 

[adi.agarwalla]

Does Atlas still earn rewards for spend on utilities?

There’s an exception list on the website. Best to check it out as it’s extensive. Hence didn’t include in my comparison.

 

[anish_]

There’s an exception list on the website. Best to check it out as it’s extensive. Hence didn’t include in my comparison.

Couldn't find any exceptions in the T&C here.

 

[CVR]

Rent is not mentioned in exclusion so probably yes

similar to magnus, atlas also gives edge miles for rent upto 50k. Rent not included in milestone for atlas.

 

[adi.agarwalla]

Couldn't find any exceptions in the T&C here.

My bad. There's 1 line in the linked doc on stuff like wallet recharges being excluded. This earlier thread will provide more insights - https://www.technofino.in/community...eatures-terms-and-conditions.5778/post-148908

Appears that everything gets you the base points, and milestone excludes only rent and wallet.

 

[Shreyasrp]

Couldn't find any exceptions in the T&C here.

Pg no 3, point no 2
Exclusion given in bracket

 

[drsel]

Is it worth paying 59000 for the Burgundy private card to get 5:4 conversion ratio and ZERO forex charge?
Currently Burgundy private card gives 15 edge points (12 partner points/miles) on every 200 spend.

Or would it be better to take the Atlas card?

 

[drsel]

Pg no 3, point no 2
Exclusion given in bracket

Yes so only fuel and wallet recharge dont get any Atlas miles.
And insurance only up to 5000 gets 2 miles/100.
Above 5000 no miles.

Rent is not mentioned , so it has to give 2 miles/100 up to 50000 at least.(assuming same as Magnus, since nothing is mentioned about rent)

Direct airline, direct hotel and traveledge portal get 5 miles/100.
Undoubtedly direct airline would be better than traveledge because air ticket prices are substantially higher on traveledge.
In both cases there will be no convenience fees, unlike the online travel agencies like mmt, Cleartrip

 

[adi.agarwalla]

Is it worth paying 59000 for the Burgundy private card to get 5:4 conversion ratio and ZERO forex charge?
Currently Burgundy private card gives 15 edge points (12 partner points/miles) on every 200 spend.

Or would it be better to take the Atlas card?

Just take the Reserve calculation in the original post image and multiply by 2. Then you can compare to Atlas. Plus also factor in how much more the card fees are compared to Atlas.

 

[bigbrain]

Is it worth paying 59000 for the Burgundy private card to get 5:4 conversion ratio and ZERO forex charge?
Currently Burgundy private card gives 15 edge points (12 partner points/miles) on every 200 spend.

Or would it be better to take the Atlas card?

Burgandy private is available to customers with burgandy private account that requires an NRV of 5cr.
If I have 5cr, I will not be worried about 5:4 or 5:2 🤪