1% Cashback returns on HDFC Platinum Debit Card

[CyberPsych]

Atlast got it cashback for June 11th & 13....

I can feel the sigh of relief 🤣

 

[CyberPsych]

Not sure if it is already discussed. Any trick to pay HDFC cc bill by platinum dc? Cant find HDFC cc in billpay list of bank. Similarly HSBC though in the list but cant be added for auto schedule.

No way with Platinum DC

 

[pratik077]

Platinum or Easyshop which debit card will be issued if i open a new hdfc savings account nowadays?

 

[6ix9ine]

Platinum or Easyshop which debit card will be issued if i open a new hdfc savings account nowadays?

Old platinum is discontinued, you will get new platinum which is shit.

 

[pratik077]

Old platinum is discontinued, you will get new platinum which is shit.

Ok
Mujhe lag hi raha tha iss liye ekbar puch liya
Mai SavingsMax HDFC account open kar ne ka soch raha tha, Credit card pre-approved offers ke liye kaisa hai ye account?

 

[6ix9ine]

Ok
Mujhe lag hi raha tha iss liye ekbar puch liya
Mai SavingsMax HDFC account open kar ne ka soch raha tha, Credit card pre-approved offers ke liye kaisa hai ye account?

Bhadiya rahega bhai, best account hai HDFC se. No charges for anything except imps. 25K maintain karna hai bus and I would recommend you to to close HDFC platinum and order millennia DC instead.

It's much fruitful, good luck.

 

[CyberPsych]

Old platinum is discontinued, you will get new platinum which is shit.

In what way it is shit?

 

[pratik077]

Bhadiya rahega bhai, best account hai HDFC se. No charges for anything except imps. 25K maintain karna hai bus and I would recommend you to to close HDFC platinum and order millennia DC instead.

It's much fruitful, good luck.

Thanks Brother,
SavingsMax mai millennia toh miljayega na bhai?
Abhi mai regular sb account use kr raha hu old platinum card ke saat

 

[6ix9ine]

In what way it is shit?

New platinum card doesn't have any reward structure, it's giving meagre cashback on Swiggy/ BMS.

Old platinum is working for utility mcc and fetching points. That's why people are getting cashback, soon this will end once everyone DCs expire.

 

[6ix9ine]

Thanks Brother,
SavingsMax mai millennia toh miljayega na bhai?
Abhi mai regular sb account use kr raha hu old platinum card ke saat

Haan, aaram se mil jayega. Koi issue nhi, ghar se hi karlena. Pehle platinum ko aane dena phir hotlist kardena app se.

Then order millennia DC. 7 days mai ghar aajayega.

 

[Hemang]

New platinum card doesn't have any reward structure, it's giving meagre cashback on Swiggy/ BMS.

Old platinum is working for utility mcc and fetching points. That's why people are getting cashback, soon this will end once everyone DCs expire.

12/26 se pehle hi humari khushiyo ko koi nazar laga dega bhai. Mushkil lag raha hai iski saansein chalegi expiry tk.

 

[6ix9ine]

12/26 se pehle hi humari khushiyo ko koi nazar laga dega bhai. Mushkil lag raha hai iski saansein chalegi expiry tk.

Yeah bro, though this has been working for many years, but people have always preferred the direct billpay option.

HDFC seems to have missed this section, otherwise, they would have changed the MCC here as well.

 

[Hemang]

Yeah bro, though this has been working for many years, but people have always preferred the direct billpay option.

HDFC seems to have missed this section, otherwise, they would have changed the MCC here as well.

Unka dhyan tab jayega jab traffic diversion dikhega specifically unhe. aur last 2 months se sara traffic ghus jayega smartpay me. HDFC kahega ab tk koi puch nahi raha tha isse, ab iske alava kisi ko kuch nahi chahiye.

 

[CyberPsych]

New platinum card doesn't have any reward structure, it's giving meagre cashback on Swiggy/ BMS.

Old platinum is working for utility mcc and fetching points. That's why people are getting cashback, soon this will end once everyone DCs expire.

Mine expiring 2031

 

[Hemang]

Month ke starting me yes bank ka bill tha 20000+, vo to fail hua nahi tha. Axis ka bill 20,750 me approval deni pad rahi hai. Can we modify or check this limit somewhere ?

 

[SatRao]

Hello folks, I had a Axis bill scheduled for payment for June 27. But by mistake I clicked on stop payment. And the bill was removed from scheduled payments.
I later deleted the biller and added it back but still it is not showing up in Scheduled payment.
Any Idea how I can get it back on and ensure the payment goes through.

It is a huge amount and I don't want to miss out on the cashback. So please me.

 

[_thuglife_]

My experience of getting 1% cashback on HDFC Platinum debit card.

Dec 23 - Opened Savings Max Account and got 'Visa Platinum Debit Card'. Started getting 1% cashback (upto Rs 750) on making payment of ICICI credit card through Bill Pay on HDFC platform. In around 6 months time it stopped automatically.

Nov 24 - Changed the account type to Speciale Gold and also converted to Classic Banking (on request). Placed order for new Platinum Debit Card with hope to get word Classic mentioned it. But again got the same variant 'Visa Platinum Debit Card'. Anyways, again started getting 1% cashback on payment of ICICI bank credit card through bill pay on HDFC platform. Only thing I did was delete the biller and re-register for auto-payment with the new debit card through Bill Pay on HDFC platform. Dont know if that was required to be done.

Not sure what has worked:

1. New Account Type
2. New Account type + New Debit Card
3. New Account type + New Debit Card + Classic Banking

Has anyone experienced this before. Is it a technical glitch.
Do share your views.


Edit on 05.03.2025
This is currently a working method irrespective of account type and age of Platinum debit card.
Suggested steps, as seen it as a working method for several people:

1. Create new biller on mobile app. (Dont use Netbanking)
2. While registering other bank CC Biller 'SmartPay Enabled' should be mentioned there.
3. CC Bill generated should get registered in the 'Scheduled'. (an sms would also come mentioning word 'SmartPay').
4. Let the payment happen on auto mode. (Another sms would come 2-3 days before auto payment, it would also have word 'SmartPay').
5. Amount of bill generated and paid should match. During payment it would not ask for OTP/PIN.
6. The merchant name showing in statement would be - DCSI-BBPSBILLPAY

Detailed steps on adding the other bank CC to HDFC Bill Pay.

1. Register on HDFC mobile app by clicking 'add biller'.
2. Select biller type 'Credit Card'.
3. Enter Biller information - Select bank to which your credit card belongs to.
4. Enter your mobile number and last 4 digits of the CC number. And give a name to the biller.
5. At this point it would show 'Enable Smartpay'.
6. In smartpay amount - select 'Entire Bill Amount'.
7. In 'pay from' select your HDFC Platinum debit card. Enter Expiry date. Press continue.
8. Skip the step of 'Would you like to make a payment while we add your biller?'
9. Accept the T&C and press 'confirm'.
10. Your registration would happen without OTP/PIN.
11. An sms would come which have mention of 'HDFC SmartPay via Debit Card XXXX'

Thanks for the detailed explanation, i have setup the way you explained, but can you tell as i skipped paying while registering, is my payment which is due on july 1 will appear in scheduled payments or i have to pay manually this time?

 

[Dobbiee]

Thanks for the detailed explanation, i have setup the way you explained, but can you tell as i skipped paying while registering, is my payment which is due on july 1 will appear in scheduled payments or i have to pay manually this time?

Let Smartpay try and fetch the bill under scheduled. Wait for 2-3 days.
Make the manual payment after 27th June, if it doesnot go under scheduled.

Which bank is the credit card bill?
Which HDFC platinum debit card are you having - New or old one?

 

[_thuglife_]

Let Smartpay try and fetch the bill under scheduled. Wait for 2-3 days.
Make the manual payment after 27th June, if it doesnot go under scheduled.

Which bank is the credit card bill?
Which HDFC platinum debit card are you having - New or old one?

Its sbi card and using old platinum card

 

[Dobbiee]

Its sbi card and using old platinum card

There have been issues reported with SBI card. Be watchful.