1% Cashback returns on HDFC Platinum Debit Card

[phoenix854]

Your Last 4 digit of primary credit card number:4113

bill payment of Rs. 54555.83 for HGAHP018CE0484678848 via SmartPay has been declined due to PBE10002-Invalid Credential.

What is this error? I already filled all credentials correctly. Transaction was successful on this same card last month.

Similar issue was reported earlier : https://www.desidime.com/discussions/hdfc-bill-payment-failed-continously

And someone reported that the issue was resolved automatically 😂

 

[xlabd]

I currently hold an HDFC Rupay Premium Debit Card (DC Code- RRFL1) and am a preferred customer.

I have the option to upgrade my DC to one of the following-

...Should I upgrade?

1. Does my current card have good benefits?
2. Will Platinum DC give me 1% rewards on CC (auto) bill payment?
3. Should I consider Millenia DC instead?
4. Should I manually upgrade the card by going to the branch and filling out the form?
5. I am a preferred customer, so these cards should not have a fee, right?

 

[6ix9ine]

I currently hold an HDFC Rupay Premium Debit Card (DC Code- RRFL1) and am a preferred customer.

I have the option to upgrade my DC to one of the following-
View attachment 99669
...Should I upgrade?

1. Does my current card have good benefits?
2. Will Platinum DC give me 1% rewards on CC (auto) bill payment?
3. Should I consider Millenia DC instead?
4. Should I manually upgrade the card by going to the branch and filling out the form?
5. I am a preferred customer, so these cards should not have a fee, right?

1. Nope, it's useless.

2. That platinum DC is the new one, which has shit rewards. This thread is mainly for those who has old platinum DC as that had some specific rewarding MCCs.

3. Definitely yes, that's the best option among those.

4. No need, just hotlist your current card from your own netbanking and apply that millennia debit card. It's the best debit card, you can have at this moment.

5. Yes, no issuance or annual fee will be applicable.