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1% Cashback returns on HDFC Platinum Debit Card

I have a bill coming up for 42K for SBI CB. I have spent more than the CB, if the transactions are failing, then should I stop the autopay and pay it manually for this month?
Mine also bill is scheduled tomorrow for 50,600. If it's failed and amount deducted, it will create problem for me as I'll not have enough balance to pay from other platform. How much time it takes to reverse the amount? Should I cancel and pay from other platform?
 
Mine also bill is scheduled tomorrow for 50,600. If it's failed and amount deducted, it will create problem for me as I'll not have enough balance to pay from other platform. How much time it takes to reverse the amount? Should I cancel and pay from other platform?
Refund can take 2-7 days max. What is your actual due date?
 
Mine also bill is scheduled tomorrow for 50,600. If it's failed and amount deducted, it will create problem for me as I'll not have enough balance to pay from other platform. How much time it takes to reverse the amount? Should I cancel and pay from other platform?
3 working days to reverse the amount. Not done any cancellation yet for any bill so not sure how it will work.
It will be better to pay from other platform.
 
10th May .
Then please avoid it if you dont have surplus funds as it will be little bit risky if refund don't process on time. There are other options to pay and get few rewards and topic is already there for that. Try it. If you only have HDFC Platinum card then leave it because we don't have anything left that has 4900 MCC. 🙂
 
Then please avoid it if you dont have surplus funds as it will be little bit risky if refund don't process on time. There are other options to pay and get few rewards and topic is already there for that. Try it. If you only have HDFC Platinum card then leave it because we don't have anything left that has 4900 MCC. 🙂
Yes for now I have cancelled and paid using SBI VDC from unipay.
 
Mine also bill is scheduled tomorrow for 50,600. If it's failed and amount deducted, it will create problem for me as I'll not have enough balance to pay from other platform. How much time it takes to reverse the amount? Should I cancel and pay from other platform?
Check your maximum permissible limit from Canara Setu or other apps.Since you get 2530 as cashback, your due amount according to SBI is 48070. If you made transaction of 3k and above after bill generation date, i think your max. permissible limit will be more than 50,600 and hence bill pay will happen somoothly, unless HDFC system fails miserably.. ( I heard there will be automatic call sometimes around 6 AM on payment date to confirm the transaction. Not sure its for all)
 
Check your maximum permissible limit from Canara Setu or other apps.Since you get 2530 as cashback, your due amount according to SBI is 48070. If you made transaction of 3k and above after bill generation date, i think your max. permissible limit will be more than 50,600 and hence bill pay will happen somoothly, unless HDFC system fails miserably.. ( I heard there will be automatic call sometimes around 6 AM on payment date to confirm the transaction. Not sure its for all)
Many have reported that after using for differential amount of cashback or even more, their txn for SBI Cashback card failed too. I am yet to find any person who has tried and his bill was successfully paid. I can't try it as not having HDFC ESP.
 
I have a bill coming up for 42K for SBI CB. I have spent more than the CB, if the transactions are failing, then should I stop the autopay and pay it manually for this month?
If you want to try, then try.
If you don’t have surplus then use other avenues. Nobody can confirm unless many tries this out.
 
No, it goes through around 6am _one day after_ the scheduled date. It says so in the email as well
Yes. But last time my due date was 8th and paid on 4th. This time payment date is on 9th, (billing date same) but didn't go through on 5th.

So there must be some other things into play. Like remaining working days before due date etc. that's my worry. Anyways I will wait till tomorrow, then will take action if required.

Another problem is most of my cc due date is on 4th/5th. Thus payment date would be in different months and can be a major problem for tracking cashback. If I want to utilise the benefits then I have to change cc billing dates. People should also consider that aspect of billing date is between 14-19.
 
Yes. But last time my due date was 8th and paid on 4th. This time payment date is on 9th, (billing date same) but didn't go through on 5th.
What matters here is Due date not bill date. If your due date is 9th so 4 days before 5th it will get scheduled and actually be paid on 6th morning.
 
What matters here is Due date not bill date. If your due date is 9th so 4 days before 5th it will get scheduled and actually be paid on 6th morning.
When it'll come to know when the due date is?. My due date is 23 rd May ,my bill generated on 3rd May, still not in scheduled list
 
When it'll come to know when the due date is?. My due date is 23 rd May ,my bill generated on 3rd May, still not in scheduled list
If Smartpay can fetch the bill details, it will get scheduled and due date will be known from details.
One of my bill scheduled after 7 days of it's generation. You should wait for few more days for it to be scheduled but yes I don't know if anyone figured why for some people face issue of some of their bills not getting fetched.
 
When it'll come to know when the due date is?. My due date is 23 rd May ,my bill generated on 3rd May, still not in scheduled list
Today between 7 to 9pm, bill will be fetched and scheduled. Wait for today till evening. Its HDFC's API that fetches from BBPS system and accordingly sync happens. Keep the things as it is. Thanks.
 
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