1% cashback on CC billpayment on SBI unipay portal?

[card_wizard]

Guys saw someone's post on Twitter saying credit card billpayment using HDFC platinum debit card on SBI unipay portal gives 1% cashback. Has anyone tried this? is yes please give details

 

[rockyBalboa]

Update: The amount is credited to credit card.
The SBI Unipay initially told that they are unable to trace any transaction.
And suggested to raise chargeback.
I was shocked 😳

Non BBPS Transaction highly risky because the SBI Unipay having lesser responsibility while the BBPS transaction is much more safe and instant

Was your transaction BBPS or Non BBPS?

 

[mrbean]

Was your transaction BBPS or Non BBPS?

Non BBPS - There certain credit card bill payment are non BBPS like ICICI credit card.

While the BBPS- Kotak,BOB etc are getting instantly paid

 

[Akash Topder]

Non BBPS - There certain credit card bill payment are non BBPS like ICICI credit card.

While the BBPS- Kotak,BOB etc are getting instantly paid

How do you know which are BBPS and which are not before transacting?

 

[mrbean]

How do you know which are BBPS and which are not before transacting?

Mostly the BBPS system payment of credit card uses the last four digits of credit card and Registered Mobile number

While non BBPS uses card full number and paid will done by the NEFT or IMPS method.
I think unipay they use NEFT only

 

[Strange]

I think unipay they use NEFT only

They use billdesk for non bbps billers.

 

[rockyBalboa]

Non BBPS - There certain credit card bill payment are non BBPS like ICICI credit card.

While the BBPS- Kotak,BOB etc are getting instantly paid

I paid a x*s card and was instantly settled also. ICIXI toox 3 days.

 

[rockyBalboa]

How do you know which are BBPS and which are not before transacting?

B ob In dus Ko tak s bi Can ara Fed eral are bbps.

 

[akash2401]

Has anyone got refund of failed trx on 24th March?

 

[its_karan]

I paid a x*s card and was instantly settled also. ICIXI toox 3 days.

HDFC Billpay is also following the same pattern

 

[rockyBalboa]

HDFC Billpay is also following the same pattern

A x*s also isn't settled immediately when paid thru h dfc billpay.

 

[its_karan]

A x*s also isn't settled immediately when paid thru h dfc billpay.

I paid last week as well as this week

Axis for me was settled instantly sir
ICICI took >48 hours

Both weeks

 

[paresh22]

A x*s also isn't settled immediately when paid thru h dfc billpay.

It stated settling instantly on hdfc billpay now for Axis payments.

 

[Akash Topder]

Anyone got refund for failed transactions without going to the customer care route? How many days it is taking to refund the money naturally?

 

[scn]

Waiting from 9 days, Transaction failed on 21 March

 

[Lakshya Mahani]

I made a bill payment to my hdfc millennia card worth 10,600Rs, by using tata neu infinity via UPI, the amount is credited today in my millennia card.

 

[Pravas]

If it was me, I would stay away from SBI unipay till they fix all the issues like failure and refund.

Please don't fall for this 1% cashback carrot as this is not worth the payment delay and amount getting stuck.Try other routes like RBL/Indusind if you have.

 

[samm255]

They removed credit card option from payment.

 

[Ragul]

Update: The amount is credited to credit card.
The SBI Unipay initially told that they are unable to trace any transaction.
And suggested to raise chargeback.
I was shocked 😳

Non BBPS Transaction highly risky because the SBI Unipay having lesser responsibility while the BBPS transaction is much more safe and instant

How long does it took?

 

[mrbean]

How long does it took?

For BBPS it was instant
Fo ICICI Non BBPS 3 working days

 

[Ragul]

For BBPS it was instant
Fo ICICI Non BBPS 3 working days

By the way, one of my transaction is failed. Any idea how to get refund? Will it auto refund or do we need to reach to them. It has been 4 days now