📌 Please Share Your Way to Store Card Details & Track Rewards. 💳💰

[Mayurk]

Reward tracking : using savesage app now and manually add points to it every sunday

Storage : samsung pay > samsung pass > private info
Reward tracking : using savesage app now and manually add points to it every sunday
Milestoneyracking: still a challenge. Hence will call cust care and confirm. Why should we do all the work 😉
Benefits tracking : savesage is mostly updated, but not perfect sinve card benefits keep changing (mainly getting devalued evry other day, so its even hard for them to track I suppose)
Also i have the befits and all updated in a google sheet.
For expory amd fee reminder and amt : i use easybills reminder app (on android)

Reward tracking : using savesage app now and manually add points - How do you do it?? I dont find that option. can you please share.. along with the Google Sheet as Templete 🙂

 

[Satyarthi]

To store cc details i have may my own android app.

 

[drvirag]

Storage : samsung pay > samsung pass > private info
Reward tracking : using savesage app now and manually add points to it every sunday
Milestoneyracking: still a challenge. Hence will call cust care and confirm. Why should we do all the work 😉
Benefits tracking : savesage is mostly updated, but not perfect sinve card benefits keep changing (mainly getting devalued evry other day, so its even hard for them to track I suppose)
Also i have the befits and all updated in a google sheet.
For expory amd fee reminder and amt : i use easybills reminder app (on android)

Can u plz share ur google sheet here or dm. I was also thinking to make it. It will be great help

 

[chinnodu]

Samsung Pass for storage of cards.
Magnify for tracking benefits on points and miles by manually feeding points and miles balance.

 

[cardio_guycardio_guy is verified member.]

Good thread. Infact everyone is looking for a good app that can help us track our cards and rewards.
But there is no one single app that can do all the work. It is spread across different places.

Coming to my method, first of all I prefer to use less number of cards so that it is easy to track.
Actually TF is my one single place to track all cards, bank accounts, expenses, returns etc.
There are some threads like
- How many cards do you have? Share and brag
- How many bank accounts do you have?

I have added my details in such threads and keep it bookmarked. Whenever there is a change, I go and update my post there.
This is a secret hack that I use to track my cards and bank accounts 😀

I also have created one more thread where I track my cards, expenses, spend categories and changes I make time to time.

Coming to rewards, I usually don't track any specific reward as such.
Most of my cards are cashback cards, and the cashbacks come properly after statement generation.
I don't find it worth the time tracking each and every expense and the returns.

Apps like paytm and Amazon does a good job in reminding the bill due dates. Though I pay via SBI Unipay.
Apart from these, I don't really track anything specific.

 

[raghumahajan]

Storage - Any app that has lock, I shared my card with my family, so at any point of time, I have already sent them over WhatsApp. SO starred those messages. But here only those cards, which we prefer to use online most of the time like SBI CB, HDFC Millenia etc.

I have made few google sheets too to track rewards for the cards which are not showing well in their statements, eg: I have well maintained sheet for Axis Airtel, HDFC Millenia & Tata Neu. Other cards are either show rewards or not used enough to do tracking.

Tried to automate if there are excel statements available, or convert PDF to excel, but banks do not use excel to generate statements (Fintech Background). So not worth extracting texts from them and automate using scripts or codes. Cred is doing it as a company. They have a large team and resources 😛

Most of my cards are not milestone based, but there is a way to track milestones & fee waivers. EG: HDFC, ICICI, SBI shows in their App.

What to manage in expiry, banks/NCBFs sends new card automatically on expiry.

Fees is what you need to remember, I only have one paid card. So not worried about it.

You can't get all features in single app at least not for free. CRED has most of the features, it even has started showing rewards accumulated.