suggestions

I'm planning to open a dedicated bank account for stock market-related activities, mainly for handling more frequent transactions. I have a few questions and would appreciate your input: Among these banks, which one is the best in terms of ease of use, charges, and broker compatibility? Yes...

Asking for a friend - He has a Infinia and is looking to apply for two more cards. Main spends are in travel (airline, hotel - family trips), eating out (weekend parties), groceries and school fees. Please suggest two more cards to complete the 'All purpose 3 card portfolio' Thanks

Hey everyone, I’m hoping to get some input on my current credit card lineup. I’ve been thinking it might be time to clean things up a bit—maybe close a few cards, make some changes, or even add something new that I’m missing. Here’s a quick rundown of what I have right now: Typical Monthly...

Hey everyone, I'm looking to apply for a new credit card on a card-to-card (C2C) basis and would love some recommendations. I currently hold an Axis Bank credit card with a ₹4.25L limit, excellent repayment history, and a clean credit record. My main goals with the new card are: Better...

I currently Hold bizBlack FYF With 10.4L Limit. It was upgraded on October 2024. I want to upgrade to Infinia but the catch is I won't be able to do huge spending on my Card. So spend route isn't working for me. Please suggest something else. ITR is around 12 L

So, on May 7th I purchased a Mutton bucket biryani from a popular local restaurant in my town which costs me 1920 for the bucket + 500 for other items. On reaching home, 20 kms from the restautant I found it to be a chicken bucket instead of mutton. Chicken bucket costs something around 1200. I...

I’m planning to buy a pre owned car. Need 6-7L loan for that. I heard car loan for used car attracts heavy interest which is more than personal loan interest. In that case please suggest which loan is suitable and from which banks. I already have home loan from HDFC Cibil 801 ( checked Today) No...

Hi all, I have the following CC portfolio and am seeking your suggestions on optimising the same. Let me know if I need to close any cards or add any for my use case. Note: I did find a few similar threads, but couldn't find the details I was looking for personally CC Portfolio: 1. Axis: MyZone...

Hey guys, I'm pretty new to TechnoFino community & I've found it to be really helpful with providing guidance related to finance. I’m trying to build my credit card portfolio & have started to acquire some cards since turn of last year(I know I'm late to the party!). Nevertheless, I would really...

Hello, My wife is a doctor and she needs ipad for studying some courses on 2-3 applications. Apart from this, no other usage. Which Ipad should I buy? What’s best discounts on buying? Using Student offer? Or Claiming GST for business??

Dear Technofino members, I am new to technofino community and requesting some help on applying for my first credit card. I have an annual CTC of 36L. I read the post related to guidelines and summarized the following as my spending categories and cards I am holding. I am also open to suggestions...

Hi guys, I'm planning to do some works in my house(small renovation) i will be spending around 15 to 20 lakhs unfortunately my engineer doesn't have any pos machine there is a merchant QR and it was enabled for rupay cc payment I'm currently holding tata neu plus icici coral and axis myzone...

Hello, My office laptop is getting refreshed and I am getting a windows laptop now. Earlier I used to use a Mac, but during this refresh, they are giving a windows one. This is the specification. Is it overall good? Data Transfer: What all things to take care while migrating or data...

I have to book a international flight from taskun to delhi which website or cc should i use?? Maurya idfc Hdfc freedom Axis ace/neo/airtel Classic idfc Sbi cb Kotak myntra

Hi All, My primary requirement is to buy Amazon Pay Gift Vouchers, make online purchases from Dmart Ready, Flipkart and insurance payments. I would appreciate your insights on the following: Which credit card would be the best for these purposes? What is the best way to apply for the HDFC...

I am a doctor. I will be filing my first itr this year which will be around 16-17L. I have an ICICI AMAZON PAY CARD with 4.2L and HDFC TATA NEU PLUS card with 1.3L which i got without any income documents. I donot have any relation with Axis bank. 3 years back I got a Flipkart Axis Credit card...

I request you to review the below portfolio and suggest your constructive views (if any). Age: Mid-20s Time Horizon: 5-10 years Risk Tolerance: Moderate Risk All plans are Direct-Growth Planning to make a lumpsum (all at once) when market is a little down (not sure when) Below are the...

HI team, As we see Amex Rewards Multiplier has increased the Denominations to 10k, now Using Amazon pay GV for completing MRCC & Gold Card Milestone is impossible for users from Tier2 & Tier3 Cities where Amex acceptance is almost Zero. The other Option we have now is the Mobikwik Wallet load...

Dear members I have axis 3 cards as Axis Ace, airtel and flipkart alls are chargeable. Currently many users who has 2 cards get 3rd card like prestige and other as ltf from axis app. So should I close flipkart and wait for the 3rd axis ltf card offer. Already as SBI CASHBACK for on-line...

Hi, My credit card journey started with a HDFC Millinea card by August 2023 with a limit of Rs.1.35 Lakhs with no banking relationship. Over the period got the following cards BOB Energie Card- Rs.2.4 Lakhs One Card- Rs.3.2 Lakhs Axis Magnus-Rs.2.5 Lakhs Sbi Elite-Rs.0.97 Lakhs ICICI...