reward

I have been paying credit card bills using idfc firsttap rupay credit on PhonePe since start of this year. In IDFC app, I can see 9.6K as Total Reward Points and 7.5K as redeemable reward points. How do I figure out reward points transaction wise? Since I have wealth account, I should have...

I was scrolling through SBI rewardz portal on how to earn points there I found using Yono to withdraw cash once a month we get 20 reward points (also checked personally) there was also an option for YQP to earn 20 reward points monthly but could not found what it is on website or yono app. Does...

Hi, I have ~20k Edge reward points, some of which might lapse anytime as I think I have reached 3 year mark. I have two questions, Any way to see how much points are about to expire in the next 30 days (as seen using HDFC credit card statement)? What to do with these many reward points? The...

Last Updated: August 2025 A lot of people (especially beginners) don’t know that almost every bank has its own voucher portal. Buying gift cards/vouchers from these portals is one of the best ways to: Earn accelerated reward points / cashback Get exclusive discounts Plan big purchases (Amazon...

Kindly explain different working methods to extend HDFC DCB/ Infinia Reward Points validity.

What's the best way to utilize the ERP of Axis cc?

For those interested in...

This is my first post in the Technofino community. I recently got the IDFC First Select Credit Card, and my first statement was generated yesterday. But I’m completely confused by the way reward points have been calculated by IDFC for the spends I made in this month. Here’s what I’ve done...

This is an awareness thread on Reward Points. I see many videos and articles where the finfluencers encourage people to buy Amazon vouchers via Gyftr for HDFC and Amex cards. Even banks, in a sort of way, misrepresent the actual reward rates, and people with cards like Regalia Gold, Amex MRCC...

Hello dear members, I have recently activated a BPCL Credit card from SBI and was quite excited to start using it until I read about the reward points forfeiture on instant sale discounts policy on various threads here. Its disappointing that banks cannot streamline these issues to a convenient...

Is it true that we won't get any reward if we use HDFC credit card for instant discount or we get cashback on e commerce websites ?

I got an Axis Atlas credit card last month. As a frequent traveler, I would like to know which hotel group and airline partner offer the best value for reward redemption. Please help. I also have a few more doubts about this card — can any experienced users assist me?

I have an IndusInd credit card and I'm exploring the "Pay with Rewards" feature through TWID on myjio. can i use my reward points to recharge a different mobile number on MyJio? Or are the points restricted to recharging only my registered mobile number via MyJio?

Hi, 912 reward points from my coral rupay credit card have disappeared suddenly for no reason. In my redemption history there is no update (I had made only one redemption in December 2024) however total reward points accumulated since the card activation has been reduced by 912 points as well...

Which Debit card use for Credit Card bill payment in July 2025: 1) IDFC Debit cards: All IDFC account holder apply 2nd debit card - Add-on IDFC Firstap Sticker RuPay Platinum Debit Card. You will get same reward points and 10x reward points benefit as per your account variant - Normal/General...

1. Cashback Percentage: What is the exact cashback rate offered on UPI transactions? 2. Minimum Transaction Amount: Is there a minimum per-transaction spend (e.g., ₹100 or ₹500) required to be eligible for cashback for UPI? 3. Eligible MCC Codes or Categories: Are there specific merchant...

Effective from June 5, 2025 the Virtual Bonus Points on SBI Virtual Debit Card will cease to exist making the net rewards rate on par with the Physical Debit Cards. Source: https://sbi.co.in/web/personal-banking/cards/debit-card/sbi-virtual-debit-card

On 17th June, 2025, I bought an electronic appliance from Croma using my Tata Neu Infinity credit card and chose the Low-Cost EMI for 6 months to get around ₹6,000 instant discount, whose summary is as follows: The total amount debited from my card was ₹37,613.33. As I'm aware, HDFC provides...

“If I’ve reached the ₹10,000 accelerated reward point cap on SmartBuy for the month using my add‑on card—will further SmartBuy spends on my primary card still earn accelerated points, or has the cap been hit for the entire account (primary + add‑on)? Any confirmation from HDFC or official T&C...