rejected

Hello Technofino Community, I want to bring attention to a serious lapse by Bank of Baroda (BoB) Financial, which has had a cumulative negative impact on my CIBIL profile over the years. While the incident itself dates back to 2022, I was not aware of the RBI Ombudsman escalation process at...

Hello Everyone, I have a SBI simply Click card that I got in Oct 2023. I have recently applied for a SBI cashback card. The requested was rejected. SBI has cited that it will not be able to issue another card. Mail from SBI " Thank you for your interest in SBI Credit Card. While processing...

I have a healthy CIBIL score of 790+, experian 800+. And already holding HDFC Regalia with a limit of 15L per month and no Yes bank active cards. However, I recently applied for HDFC Swiggy & KIWI cc and my application was rejected stating the reason as internal policy. Are Banks liable to...

CIBIL score - 790+ Highest limit - 7.25L Other cards - Regalia Gold, AmEx Plat. Travel, few more Axis relationship: Prime Savings account where I was getting salary till 2020 and later try to maintain MAB of 25k (earlier it was 15k) but sometimes miss MAB requirement and I get messages saying...

Hello Community! I recently got rejected for an LTF upgrade to HDFC Millennia from HDFC Moneyback+ (LTF). Let's start with some background. I currently hold 4 cards: HDFC Moneyback+ (3,00,000 limit, holding since last 1 year) HDFC Rupay Credit Card (shared limit with Moneyback+, holding less...

About 2-2.5 years back created upi id's for my parents using sbi bhim and idfc bank app and I have been sending them money using upi on their upi id's. The idfc one was created a few months after the sbi one. They never use upi or any other such app so I deleted the upi apps after creating these...

I have a CIBIL score of 800+ with a credit history of over 10 years and credit cards with a total limit of ₹15L from HDFC and ICICI. Recently, I decided to expand my portfolio to maximize rewards, so I closed my ICICI Coral card as it offered little value and had an annual fee. Later, I...

At this point, the bride’s uncle was against the marriage. He argued that the man, already burdened with financial difficulties, won’t be a suitable match for his niece as he won’t be able to provide financial security to his future wife. The other members of the woman’s family also agreed and...

Hi TF Team, So my wife has my supplimentary MRCC, Plat Travel and Gold cards. She also has her own secured credit card from IDFC (WOW) with a 20k limit, which I got for her to generate her CIBIL score. Credit age is 1.6 years and she is salaried. She has no unsecured credit card. Her cibil...

I recently applied for an HSBC Platinum credit card, ensuring that I met all their eligibility criteria. My CIBIL score is 780 with only 2 inquiries in the last 6 months. However, my application was rejected without a clear reason. I reached out to HSBC customer support with multiple emails for...

Hello My wife is using 3 CCs (entry level) She has applied to many other CCs but everywhere she is eligible and at the end she is getting disapproved. Why is this happening? She has a good Credit score , around 1 year history and good regular CC spends as well But when she is trying for...

I am fed up of applying for an axis Bank credit card. I have tried all the ways still no luck. I am thinking to get an FD card and use it. Can I get an approval for their unsecure card if I apply for it later on after using their FD card well?

On 22nd January 2025 i applied for icici credit card for the fourth time and got the same result that instantly rejected my credit card application stating this product can't be offered to you. Can anyone give me suggestion that how can i get this easily i have cibil of 774, holding 13 credit...

I had applied for the Axis credit card and it was rejected after few days. So I mailed PNO to know the exact reason, but they replied the same "Internal policy" issue. And surprisingly he also mentioned that I can reapply after 12 months 🤐🤐 Now this what is bothering me, I mean seriously, 12...

I had received coupon from cred for tata neo hdfc cc. I went to site checked neo infinity is for above 1L/M persons. So I left it there as I don't earn that much. Later on I received a call from one of the CC sellers. She said you'll get it, and also lifetime free. I said let's go ahead. So I...

I applied for a credit limit increase on my SBi SimplyClick card through SBICards portal. Even though the credit limit option was there with 3x to current limit on the card, it was rejected citing internal policy. What could be the possible reasons for rejection? Any other way to get limit...

It took 3 months to get card applied in October 2024 and approved in January 2025 That too after few email exchanges, level 1 just don't budge. Approached level 2 got email stating ETA for resolution and as usual hdfc reply on last date (18-01-2025) that my CARD IS APPROVED. some relief but i...

I was getting notifications of pre approved credit card and also got a call from customer care so I applied on call. Now it is rejected Customer support told me due to bad payment track. But here is the thing I have paid all my dues on time Please tell what to do.

Around 4-5 months back I tried to apply AU Zenith card LTF through Swipe Up as this offer was showing in the application page after entering details, and after entering all the details application got rejected. After that whenever I try to apply, after login only it displays the same message "...

I have two amex cards but when i tried to apply for other cards like hdfc tata neu infinity, indusland and icic credit cards my application was rejected or it displayed that my application cannot be processed at the moment why is this happening