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  1. SSV

    New CIBIL Reporting Frequencies of Various Banks from January 2025

    Guys, We already know that the new norms of cibil reporting comes into place w.e.f 1 Jan 2025. As per the new rules ,the banks and other financial institutions should report outstanding balances of loans and credit card accounts atleast every fortnight. In this regard some banks adopted...
  2. U

    New Situation: Cashback for HDFC Platinum DC for Credit Card Payment

    As expected, the situation is dynamic and it have changes in the last weeks now the main threads have become too confusing and often conflicting observation. Hence, for clarity on this matter, I need to ask this question separately... Now My question is 1) What are the options left now for the...
  3. L

    How long does IDFC take to report new account to CIBIL?

    I had an IDFC Wow card for nearly a year and have recently been issued a Mayura card unsecured. I was reading the threads on these new cards and people have mentioned that the new account was reported to CIBIL immediately even before the card was activated/delivered. The first statement is to...
  4. TechnoFino

    Year End Offer: Lifetime Free HDFC Bank Credit Cards

    HDFC Bank is offering select credit cards as lifetime free under a limited-period offer. Offer valid until 31st December 2024. The offer has been extended until 16th January 2025. Grab your lifetime free HDFC Bank credit card today! Here are the credit cards available under the lifetime...
  5. Sup

    Amazon Prime Video rules are changing starting January 2025 ..Limit of 2 TVs only

    Users who watch Prime Video on more than two TVs will now have to purchase a separate subscription to continue watching on the third TV. The change will come into effect from January 2025, as per an Amazon help page...
  6. vishp

    HDFC New Year LTF/FYF Offers on Core Cards

    Hi Everyone, please check with your RMs or nearby branches for the below New Year offers. This was shared by one of the HDFC CC Sales member. Now can be applied online too from here: Click here to apply (TF Community affiliated link) (Credits: @opaque)
  7. Alex292929

    Need Advice: How to negotiate on new car loan

    We’re buying a new car and need advice: -Loan Amount: ₹7L -Down Payment: ₹1.5L -Offer Details (Kotak): 9.3% p.a. (Fixed), ₹7,500 processing fee, 24-month tenure. Looking for: 1.Tips to negotiate better terms. 2.Suggestions for other bank to apply to (can consider one more- Should I apply...
  8. G

    Canara bank charging for issuing new rupay select debit card after losing previous one

    I applied for canara rupay select debit card. The virtual card was generated and showing in app but the option to view card details, CVV etc are not working in app. The physical debit card was lost by post office people and canara didn't even send any sms or tracking details for same. When I...
  9. theflash

    New Service from ICICI

    Hi I got a call from ICICI regarding a complaint and they informed me about a new service they've started. Yet to explore myself. Just sharing so everyone knows. https://www.icicibank.com/diy
  10. C

    Axis Airtel New Connection Cashback Qurey

    Today Got My Airtel Axis Card and Done Installation For New Airtel Fiber and did payment of 3k via Card Will I get 250 cashback for this? Or applicable only for bill payments and recharge?? "Merchant Name was - Airtel Payments Ban"
  11. jhirani

    NEW TO CREDIT CARD

    I have SBI SimplyCLICK Credit card (2L) Form 2021 and also have One card(30k). Recently I Get 3 more cards 1. RBL SHOPRITE - 1.3L 2. Indusalnd Ledged - 2.2L 3. IDFC First Select - 1.5L RECENTLY CLOSED Axis Bank Flipkart (1.5L) Now my question is this is good portfolio for staring or I have...
  12. Hritaban

    New HDFC Branch opened close to me, Rural branch, any chance of investment based Infinia or DCB?

    Went through CISBI Directory that stated that a branch opened on 30th of March 2024 18km away from where I stay and 500m away from where I work(I have a private doctor's chamber there). I have 10lakh in FD getting renewed this year in SBI (old FDs in my name from my grand parents). 1. Upto what...
  13. HumorSimpson

    New consumer complaints platform will let you file cases, attend hearings online | Today News

    https://www.livemint.com/news/india/consumer-complaints-consumer-courts-consumer-affairs-ministry-consumer-forums-backlog-of-complaints-grievances-app-11734080654215.html www.livemint.com New consumer complaints platform will let you file cases, attend hearings online | Today News Dhirendra...
  14. drabhishek90

    New member of Amex Platinum Charge

    Hi, I recently got the latest Amex Platinum Charge Card yesterday after years of waiting. Waiting since I was living in a non serviceable area but I got this recently because of some hack. So now I don't know what to do with it regarding spends since most of the other Axis cards and HDFC cards...
  15. Deviation

    What is this new issue with Cashback Credit Cards Payment ?

    I am facing issue wih the payment for my SWIGGY HDFC CASHBAC card. The bill amount is Rs. 38 and CRED/HDFC is NOT letting me pat this amount. In fact, I am facing the same issue on my ex-gf SBI CASHBACK card, she has a bill of 5480 but through CRED the maximum amount paid was 5450 and now the...
  16. RS1910

    Indusind Exclusive account as 0mab linking with pinnacle credit card for new customers

    Dear All, Got new 50 slot for conditionally LTF pinnacle credit card And then you can open or upgrade your account to exclusive account as 0mab linked with pinnacle credit card, also issued with good cashback value with exclusive debit card and 0 forex transaction through debit card. Ping me...
  17. D

    How to get sbi cashback cc? + Update on Induslnd bank 0 balance account.

    Last month, I got the SBI Paytm credit card, and I’ve been using the SimplyCLICK card for over a year now. Recently, I applied for the Cashback credit card as I’m planning to buy an expensive product online. Today, I received a call from SBI Cards, and the representative told me that I won’t...
  18. Anupama_Jha

    BOB soon to launch new co-branded card

    Ready to shop like a queen. The new Woman Card is launching soon. Stay connected #ReimaginingTheWomanCard
  19. Anupama_Jha

    New RBI Governor: Hopes and Expectations

    My requests would be: 1. Introduce CIBIL freeze/lock option like USA 2. Introduce Pro-rata refund of joining/annual fees if cc gets devalued and user opts to close the card. 3. Introduce deadline to close complaints made to Ombudsman. Feel free to add urs........
  20. C

    Term Insurance : New eligibility criteria for business people

    Hi friends, Good news for business people who have been waiting to get good term life cover of upto 2 Crores. Anyone having last year low IT return also can get great term cover with very low premium now if they own a car. So, it is much easier to meet the strict eligibility criteria for term...
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