need

I ordered a refurbished Sony Xperia from Ovantica, but they never mentioned it’s a single SIM variant. When I tried to cancel, their support didn’t respond properly. I even paid ₹299 separately for an adapter via UPI. I raised a chargeback request with SBI, but now the bank says the payment is...

Hello everyone… I have received less cashback in the month of June last year on my axis bank credit card then I raised a request for the same with the bank and the bank replied that you will receive the eligible Cashback in the next billing cycle but I didn’t received the Cashback and then I...

Hello people, I have finalized the Biz Black card since I can use it for my advance tax payments which are substantial. However, since its a Diner's card, I am worried about acceptability. I want to know if I can use it seamlessly for the following use cases: 1. Foreign currency purchases. I...

Currently my net salary is around 60K. After my first increment this year I'm thinking of getting a home loan of maximum 50L. I have my salary account in HDFC. So I'm thinking of taking the loan through them. Is there a possibility to negotiate for Paid Infinia with the loan somehow? I hold...

I have got HDFC Swiggy LTF recently. Now I have around 4 5 lakhs cash in hand from the business. I need to do FD with that amount as after 7 to 8 months from now that cash will be needed for the business. So my only option is to do FD. I have only SBI savings account. Now as I have cobranded...

Greetings everyone, new member here. A little financial background about myself: -Annual income is about 3.5L, no TDS, I get paid directly to my savings account in SBI. Theres no salary slips/form16 either -I have been using mostly my DC and UPI so far. Recently only I realized I am missing out...

Hi guys, I recently came across my cibil report that I missed my credit card payment.I'm holding 2 cc in Bob premier and HPCL cc , the reason I missed the payment. I paid extra on my Bob hpcl card while I check it show outstanding amount as negative.So I thought I don't need to pay anything...

I’ve been a loyal CRED customer for the past 4-5 years and have always appreciated the services and offers provided. However, recently, I’ve found that my ability to shop on the CRED Store has been restricted, and I received a notification saying I breached CRED’s terms and conditions. I want...

Received a notice for fractional entitlement. However, oddly it says my account is not kyc compliant, and asking me to submit (not in very clear terms) "relevant documents". The email mentioned forms ISR 1, 2 and 3. Has anyone dealt with this?

Need help regarding booking a Indigo flight. Never booked any flight before. So, Does booking on Indigo website beneficial for ease of cancellation/rescheduling? Which other website can I use to get more cheap rates? I don't have Travel cards but Cashback cards with me. I saw there are 3 types...

Hello @BestBanker I have applied for AMEX Platinum Travel from Non Serviceable Pin Code and Also submitted Form 16 as an income proof. Please Help for an approval @BestBanker Please DM Me.

Hi everyone, I’m a complete newbie when it comes to health insurance and need some advice. Four years ago, my mother purchased two health insurance policies ( Star Health)—one for herself and one for me—through a local agent. He also sells LIC and Star Health policies and is a well respected...

Need advice on top credit/debit cards to shop on Dmart Ready app

Hi everyone, I am currently looking for an HNI account, and I can maintain ₹25–30 lakhs in FDs. Here are my requirements: Debit Card with Unlimited Lounge Access - Compulsory. Good Internet Banking/Mobile Banking UI - I rely heavily on these services over branch visits. Premium Credit Card as...

Need advice, I pay cc bills via Navi using Fi dc, for BPCL card, total bill with annual fee around this time was 693, I cleared 500, then 193. 500 got thru, but somehow 193 failed which I noticed today when I got sms of late payment. Minimum due was same as total due. Now got reported to...

I have been looking for a good Rupay credit card. As my UPI spends are not much I don't want a card with annual fees as I am already paying annual fees for the SBI CB card. Usually all my spends are done by credit cards so I just want a Rupay Card to pay on places which don't accept credit cards...

Hello, I’m planning an international trip and need to book flights. I already have Apay, Sbicashback, Regalia gold, Flipkart Axis with me. Flight ticket is worth 1.5L. Which is a best card to make the booking? Or should I apply for any other card?

Hello Technofino members, I currently have two credit cards with the following details: HDFC Millennia Paid variant Credit Limit: ₹3.27 L SBI Prime Paid variant Credit Limit: ₹64K My monthly expenses are in the range of ₹10K–₹20K. I feel I’m not utilizing my SBI Prime card much due to...

Hi everyone, I’m planning to buy the Samsung S24 Plus and could use some advice. Here's the situation: (I have prebooked the S25 series and pre-reserved a display unit, so I have about 48 hours to decide.) At Vijay Sales: A display piece is available for ₹53,999. On Flipkart: Selling for...

Hello, I am new here. I wanted to know the best way to buy Gold coins worth Rs 500000 . I am already buying gold coin every month using Myntra gift voucher from smart buy using infinia. Does it make sense to get Axis Magnus Burgundy for this ?