Hey TF Community ,
I am using hdfc moneyback+ credit card from almost 4 years upgraded from easy emi card this is my first credit card with 50k limit and not get any LE offer and upgrade offer till now .it's been 4 years. Now I own 6-7 other bank credit cards having above 1L limit Max 5L limit...
Is having high-limit credit cards a good thing or should I ask the bank to reduce my limits? 🤔💳
Sharing my CC stats below -
CC1, CC2 – Shared Limit: ₹4.2L
Average Monthly Usage: ₹10-15K
CC3, CC4 – Shared Limit: ₹2L
Average Monthly Usage: ₹5K
CC5 – Limit: ₹5L
Average Monthly Usage: ₹5K
CC6...
Asking for a Friend
A friend of mine has HSBC Visa Platinum with 10L limit. The Visa Platinum is LTF. Can this card be upgraded to any other which is LTF or can this card be used to apply for another card which comes in Premium series but should be LTF.
I recently applied for Canara Rupay Select CC for fun (and to get the spa vouchers) and was yesterday approved for the same with 20,00,000 limit 🤯. I have never heard of any PSU giving 20 lacs limit on any of their CC, not even SBI Aurum (my aurum limit is 5 lacs 🤭)
So I applied for the card by...
Hello TF Community,
Yesterday i try to do a transaction on my coupl wallet to just check out the application, I used IDFC cc for the transaction but instantly the card was declined and got a message on whatsapp.
"🚨 *Transaction Declined: Wallet limit exceeded!*
Your transaction of Rs.5112.10...
Hey guys,
Tried doing a 10k txn from SBI in PhonePe, it says Payment Failed: You have reached the UPI payment limit set by your bank. Please try again after 24hrs.
So I did a quick google regarding this issue and it says that after setting/resetting UPI pin max txn amount is 5k cummulative...
Want to increase your SBI credit card limit in under a minute?
Here’s the smoothest hack to boost your SBI card limit instantly 💳⚡(Depends upon on your best Bank transactions )
Huge thanks 2 @EvryPaisaMatter
for the steps ⬇️⬇️
🔹 Step 1: Open your SBI Cards App 📱
🔹 Step 2: Go to More > Benefit...
Got a whatsapp message today which speaks for itself...
But the increase is not generous or good not even ok. Have you got any message?
Have you taken the tiny credit limit increase?
Before I dive in, just to set the context.
My first credit card was Flipkart Axis with a credit limit of 30k only. After holding it for 2 years. I had credit limit of 60k but after it went through a few devaluations I closed it and got SBI Cashback card with a limit of about 1 lakh at the time...
2020 -2024
Got diners black (paid card) in 2020 with a limit of 5 lakhs. I have been using it since then and never had to pay fees by spending 5 lakhs plus on the card.
2024
Made more than 10 lakh payment within 2 months in 2024. I got to know about the condition to upgrade to infinia was 8...
Hello Everyone,
My pincode was earlier not available for Swiggy card through Swiggy app but from last week it became available.
Thought of giving it a try and applied on Saturday night. Ialready have MB+ & Neu+ so it just showed the exact limit of my other cards (basically floater limit) but...
Hi everyone,
I recently received a **pre-approved offer** from Axis Bank for a credit card with a limit of **₹54,000**. A few days ago, the same offer showed a **₹55,000 limit**, but now it has been reduced. I’m wondering why this might have happened.
Axis Bank is offering me multiple...
Hi, I have to pay FX payment using my RBL World Safari Card oRs 4.5 lac & my current limit is 1 lac. If I prepay 1 lac into my RBL account can I pay 4.5lac in one go or I have to enable overlimit facility.
Threadmarks: Huge fraud in Credit limit increase and upgrade request
⚠️ Beware of New Credit Card Fraud! ⚠️
Fraudsters are posing as representatives from IndusInd Bank's credit card team to scam people.
I recently received a call from a regular mobile number. The caller introduced himself as a manager from IndusInd Bank's credit card department. He confirmed my...
ICICI has released limit enhancement offer for a lot of people today.
Check yours in iMobile app in credit cards -> manage cards -> manage credit limit option.
Check for each card in case you have multiple cards.
I myself got a LE of 1.1L today through iMobile app.
Credit/Got to know first from:
I am student. No income proof. More than 1.5 year cc journey.
Holding ICICI Apay , ICICI Coral Rupay: all 1L limit LTF (got 1L LE few days ago)
Need good cc (preferably LTF or can convert to LTF later) for bank discounts & cashbacks.
Which cc should I apply next for easy approval without...