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limit

  1. mrworldwide

    Credit Limit Decrease

    Hey Fam! Being over leveraged and mostly a unused CC, I wanted to decrease my CL from 5L to 2L on my AXIS Privilege CC. Called customer care, shared them requirement, instantly got an message and on the app also it was showing as 2L. Also they told after 6months of cooling period I can again...
  2. Chill_Odia_Guy

    Regalia Gold Is this Normal from HDFC?

    Through a normal office gossip today,I got shocked to know that my colleague has received a 10X limit enhancement from HDFC for a 4 months old Regalia Gold Card. His earlier limit was 1.10 lakhs and he said he just have spent 13256, since card issuance and mostly on Swiggy and Amazon only. And...
  3. vamsikrishna1997

    Jupiter CSB credit card limit enhancement

    I've an Jupiter CSB credit card using since April last year. It's been more than an year but I didn't get any limit enhancement. When usually they'll offer limit enhancement? Should I do something or can I do anything to get the limit enhancement?
  4. Sree CC

    30% CL usage Rule: Is it for individual card or overall cards' credit limit?

    I usually keep my card usage under 30% but Last month I was a bit negligent & exceeded the limit of my two cards. When I checked the CIBIL I have noticed a slight fall from 791 to 783. There are no enquiries and I have used only 15% my overall cards' limit.
  5. shantanu3637

    IDFC WOW credit card card limit at max 100000?

    I tried opening IDFC First WOW credit card. The card gives credit limit equal to FD amount that you open with them. The default FD limit is capped to a maximum of 100000. Is there any way to get higher credit limit by booking a higher amount in FD?
  6. Sree CC

    Will HDFC really enhance Credit Limit of my Money Back+ ?

    Last month I sent my salary slips and ITR through email for credit limit increase. I was asked to send the signed statements and salary slips to the famous Chennai office.... I did it immediately. Today I have got a new update....they have requested me to send the same copies through email once...
  7. M

    HDFC SmartBuy ₹1,000 Cashback Limit – Is It Card-Specific or Account-Specific?

    Is the ₹1,000 cashback limit on HDFC SmartBuy for other credit cards card-specific or account-specific? If it’s account-specific, can we use a different PayZapp account to buy vouchers and get cashback?
  8. John Snow

    Manual limit enhancement- CIBIL checked by Axis but limit did not increase

    On 8th July I requested CLI from axis chat support—uploaded salary slip and got service request number whose expected resolution date is 15th July. On 10th My CIBIL got hit by axis but till yet I have not received any limit enhancement and the service request is open? Will I get limit increase...
  9. cardz

    How to modify limit for billing cycle

    My SBI CC has transactions on POS "was declined as you have crossed Domestic POS Trxns. limit of Rs.5,000.00 for current billing cycle." How can I modify this via WhatsApp or YONO via mobile? (Don't wish to use the SBI cards app) And what are trxn limits for billing cycles? I've seen daily...
  10. S

    Credit Limit Increase by sending message on WhatsApp

    Received this email. Clicking on it opened WhatsApp with "Increase Limit" message. Hitting send immediately increased limit.
  11. A

    Axis Flipkart Card Limit Increased from ₹40K to ₹2.12L via Manual PNO Request – Now Preapproved for Atlas, Magnus, Select, Samsung Infinite

    Hey fellow credit card enthusiasts, Just wanted to share a quick experience and get your advice on next steps. My Situation: I’ve been holding two Axis Bank cards for a while now: Axis MyZone (₹25K limit) Axis Flipkart (₹40K limit initially) Despite regular usage and timely payments, both...
  12. cardio_guy

    HDFC Credit Cards [Discussion] Unconfirmed: Does HDFC Restore Original Limit After Closing Pixel Card?

    I’ve been hearing that if you close your HDFC Pixel card, the credit limit might get released back to your main HDFC card. Apparently, there are 2-3 ways this can happen: 1. It happens automatically after closing the Pixel card. 2. You can write to customer care and request it. 3. If needed...
  13. S

    I have closed my hdfc pixel card, not sure why my credit limit is reversed to hdfc bank, whereas it should be available for all

    Not sure why or what it nean.. please help "Also, post reviewing your credit history with HDFC Bank, the credit limit will be transferred to your existing HDFC Bank credit card within 20 working days. However, limit reversal may not happen if declined due to policy evaluation." Shouldn't it be...
  14. damn

    Canara Credit Limit Enhancement

    How to apply for canara bank CLE? No guidance from branch or customer care.
  15. tempmirzaa

    I'm the first person in India to get a credit card limit of ₹1000

  16. W

    Credit Limit Enhancement wiki

    Hi Guys. I keep seeing lots of posts asking how to apply for limit increase for various cards so I'm making this wiki post. I will try to keep it up to date whenever possible. This is my first contribution to the forum and feedback is welcome. I'll start with simplest official method and then...
  17. Gowthamakumar

    Credit Card Limit Increase Suggestions

    Good Day Seniors Myself Gowthamakumar i am a marine engineer with nri status earning 3000USD/MONTH. i have few credit cards but i am unable to increase their credit limit. kindly assist me to increase the credit limit. My cibil as of today 773 with no loans but guarantor for my fathers home...
  18. atharva99

    Standard Chartered limit Increase

    "Standard Chartered has been sending credit limit increase offers to customers lately. I’ve seen 2–3 cards, including mine and those of friends and family, get these offers. My request just got approved. Try you luck Sms CLIYES to 9987123123
  19. S

    DCB My journey - Freedom card with 17K limit to pre-approved DCB Metal with 7L limit

    This has been my journey with HDFC and how I got DCB Metal as a pre-approved card. 24 Sep 2021 - I opened a SavingsMax account in HDFC in my hometown so that I'd get a higher ATM limit as I needed cash urgently then and CITI bank (then my salary account) didn't have ATMs in my hometown after a...
  20. A

    Credit Limit Increase

    I raised a CLI request via the app last night. I got the OTP and after submitting it, I got a message saying My ticket has been registered. I am unable to see the option where I can upload my salary slip or use the account aggregator. Where can I do this?
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