interest rate

I opened wealth account with IDFC First Bank recently with IF of 12lac As per their mobile app, my average monthly balance was 10.72lac, They credited interest of Rs 3735, and as per their different slabs as per screenshot expected interest should be Rs 4851.67 The difference is Rs 1117...

I kept getting calls saying 5.5 % interest with OD account which sound unbeleivable . Almost accepted, then they told me for 30 lakh OD i need a policy payment of 1.95 lakhs a year for 12 years. policy will mature in 20 years and od will stay until then. The above terms is accetable for me ...

1. Hi, How and when is the home loan interest changes for ICICI bank? RBI has decreased the repo rate twice however the loan interest has not changed yet for me for the last repo changes. 2. Does it reduce the tenure or it reduces the EMI amount?

Hi Guys, I need some suggestions. My brother took an add-on credit card under my name but didn’t pay his bill on time, resulting in 27 late payments. Eventually, he settled the outstanding amount through a settlement. Later, I realized I was listed as an authorized user on that card, and now...

Just received an email from IDFC, and I have to say - I’m pleasantly surprised. They have upgraded my monthly interest rate from 2.33% p.m. to just 0.71% p.m., effective 15th March 2025 for my Wealth Credit Card. To put this into perspective, this is way lower than most personal loan rates I’ve...

https://fortune.com/article/congress-bill-would-cap-credit-card-interest-rates/ Sen Josh Hawley(R) and Sen Bernie Sanders(D) have bought a bill to cap credit card interest rates at 10% including all finance and penalty fees and no other charges can be levied to bypass this CAP. If passed, it...

After this decrease in interest rate and devaluation of signature+ dc due to removal of other debit card option from abi unipay, what's the use of having account in this bank

Yesterday, my IDFC Power+ Credit Card's January statement arrived, and to my shock, it included INTEREST CHARGED! I was stunned as after all, I had paid the entire bill on time. But then it hit me as last month, I had a gut feeling that something about my approach might backfire. At the time, it...

Source: https://www.ndtvprofit.com/business/supreme-court-strikes-down-interest-rate-cap-credit-cards TLDR: In 2008, the National Consumer Disputes Redressal Commission had ruled that banks cannot charge interest rates over and above 30% from credit card holders that fail to make their...

This is a WikiPost regarding PLCC (Personal Loan on Credit Card) This thread intends to list banks that offer PLCC on a pre-approved basis and the interest rate they offer to credit card holders. Such information will be useful for many credit card enthusiasts. Currently, GST (18%) is added to...

annual fee for add-on cards an annual fee of ₹199 will be charged for each add-on card on its anniversary. this fee will apply to all existing add-on cards with no spend-based waivers available. updated late payment fees you will be charged up to ₹1,300 in late payment fees for outstanding...

Hi, Jinke pass rbl cc hai please woo log eligible transaction ko emi me convert karne ke liye kitna percent interest charge karta hai screenshot de sakte hai final page ka? Emi period 12 months

My colleague enquired about home loan in HDFC bank, he was assured interest rate as 8.6% , when he got sanctioned letter it is 8.9%. He is fighting with the bank to cancel the loan application and he wants to get loan from new bank. Wanted to know will the credit score gets impacted because of...

As far as I understand, banks when giving out Home Loan under RLLR, charge an interest rate that is a combination of the current repo rate and their spread (which includes a risk premium based on the borrowers profile). For a new borrower, with no credit history, this risk premium might be on...

Daily balance In Rs. Applicable to balances Revised Interest rates p.a. Up to Rs 1 lakhEntire Balance 3.25 Above Rs 1 lakh upto Rs. 5 lakhsBalance > 1 lakh3.50 Above Rs 5 lakhss upto Rs. 10 lakhsBalance > 1 lakh5.00 Above Rs 10 lakhs upto Rs. 25 lakhsBalance > 1 lakh6.50 Above...

Savings Account Interest Rates of RBI Scheduled Banks (DICGC Insured) (in percentage %) [As of October 6, 2024] Public Sector Banks Banks Up to 1L >1L to 5L >5L to 10L >10L to 25L >25L to 50L >50L to 1Cr >1Cr to 10Cr >10Cr Updated Bank of Baroda 2.75 2.75 2.75 2.75 2.75 2.75 2.75 2.75 -...

Greetings, fellow forum members! I've recently been scouring the forum in search of information on the prevailing interest rates for business loans offered by various banks. Unfortunately, I haven't come across any comprehensive details on this matter. If any of you have up-to-date knowledge...

The Kotak Activmoney features without premature withdrawal penalty seem really good but there is a catch here. It says to give 7% interest but the final interest is calculated based on number of days the FD was kept. For example if you keep the FD for 180 days you will get 7% interest but if...

I have a home loan with HDFC. It started at 7.5% ROI, but gradually increased to 9.15% now. When I visit HDFC website, I see their HL starts from 8.5%. I have a CIBIL score of 799. Can I request them to decrease my ROI to 8.5% based on my CIBIL score? Is this possible? If so, who do I mail?

Does banks allows us to negotiate interest rate on new car loan? my pre-approved car loan interest rate is showing as 8.9 (ICICI). All the private banks + SBI are offering car loan on fixed rate. Other PSU banks are offering loan linked with RLLR. Since we are expecting repo rate to go down in...