infinia

Hi While checking my infinia statement I saw a large points reversal on the statement titled SmartBuy Jun25_Reversal of 9X 0000 -12870 Please see attached for more details. Has anyone faced similar reversal or situation? I have not had any reversed credit card transactions in this month...

I’m new to optimizing credit card rewards and could use some advice. Here’s my situation: Back in August 2024, I got the HDFC Infinia card. Around the same time, I enrolled in a Malabar Gold scheme with a ₹40,000 monthly EMI, which I was paying online/offline using Infinia, earning ~3.3%...

My Infinia renewal is coming up next month and my spend is around 9.2L this year. As I am barely missing the renewal fee waiver criteria, is there any precedent amongst forum members for the renewal fee waiver if the spend criteria is missed by low margin. I have read somewhere (probably reddit)...

I had Sent a cold email to HDFC seeking upgrade from DCB Metal to Infinia Metal as I have > 10L credit limit and over 15L spends in last 6 months. Unfortunately it seems requests have been put on hold. Anyone has pointers to why? Or when would this get resolved? Any other alternative way I can...

Or is there any other way to optimise Infinia for HP pay. Please note I don't have ICICI or IDFC Fastag.

Upgraded to FYF Regalia Gold last Diwali with 11L+ CL. Have spends of 4L in Last quarter due to some emergency and fulfilled 5L Spends in 6 months criteria for DCB Metal. Yearly spends are 5-6L on average with 1/3rd of it being Insurance, and rest would be ad hoc spends such as offline local...

Hi, I see in my monthly bill for last 2 months I'm given more than 15K points. Just not sure if it's monthly level or billingcycle. Can someone clarify if I'm missing something. Attached June and may statement.

Subject of this is my only doubt

Hello All, What's your comment and suggestion ? Last 6 month 10.40 lakh spend, existing CC RG with 7.12 CL. Sent an email to priorityredressal.creditcards on 25th June for RG to Infinia Upgrade and got response on 5th July as below from Grievance.Redressalcc@hdfcbank.com. "It is unfortunate...

Hi. I’m currently using HDFC Diners Club Privilege LTF, with credit limit of 11 lakhs and past 6 months spend of 9+ lakhs. I’m confused between getting a DCBM or Infinia. I feel I can easily get 8L spend in a year, but incase I don’t, I’m not comfortable that DCBM renewal fee is not transferred...

Date mentioned is 15-06-2025 on bottom right corner. Most imp 1. CL requirement increased to 10L. 2. If your CL is increased to 10L recently in last 6 months, then this won't work. I have tons of questions. 1. Do we need ITR/Salary even if Imperia/infinity RLV/TRV requirement is reached? 2...

I'm not an hdfc bank customer, and all my banking relationships are with ICICI only. I hold the epm and times black card - the second one I'll close after the first year. I'm looking for guidance on how to get the Infinia card directly as the first banking relationship with hdfc bank. I meet...

Hello, Applied for Biz Black though RM as a floater for Infinia (Infinia got delivered by end of May). Initially both RM and CC manager were reluctant to apply the Biz Black card but later CC manager got an internal approval to apply for the card and the forms were submitted on May 19th. Cibil...

Best airline/hotel transfer partner for Infinia in terms of redemption value?

Hey everyone, I'm feeling quite puzzled and would love to get some advice from the community. I've been using the DCB Metal Credit Card for about 1.2 years now.I received it as a FYF upgrade from my Regalia credit card after spending nearly 5.5 Lacs in the last 6 months and reaching out to...

Hi, Earlier we were able to use Encalm arrivals lounge - T3 Delhi airport with Infinia but yesterday I realized HDFC infinia has taken this out of their respective lounges in India. I could still access it through priority pass but believe that would be chargeable to use in India. Is that a fair...

Someone tried to make payment to an adult site with my CC. I have international transaction disabled so bank rejected it. 1. Should I close this card and ask bank to replace the card? 2. Does Infinia international transaction require OTP? If not, it is very easy to get scammed, isn't it...

So I have DCB metal LTF. With Quarterly bonus of 10k points, it's really good ROI. Infinia doesn't have such milestone benefits and sadly no free meet&greet. I don't see any good reason to switch apart from VISA vs DINERS acceptability - If someone could please point out something I am missing ...

Has anyone been able to figure out why exactly are Amazon Pay Gift Vouchers being devalued so much by everyone including Amazon? Why the limits and "convenience fee" only on AGVs? Are these implemented by the banks or by Gyftr? Even Amazon heavily limits their usage on their own site. Why are...

Hi everyone, I’m looking for advice on which credit card should be my secondary now that I plan to drop my Amex Platinum Charge (₹35K monthly usage) when it comes up for renewal in August. I don’t find the benefits justifying the fee anymore. Here’s my current card setup and usage: Primary...