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Hi, I have some query, I am currently in need of money let say 25L (actually more) for some uncertain reason to clear some debts which I never took, So trying to get through loan with lowest interest, I have ongoing hdfc home loan with 88L at 8.5% from April 2024 in which I have already prepaid...

Hello Team, I came across a Reddit post and a Techfino post about getting a Rupay select card from BOB https://www.technofino.in/community/threads/ama-bank-of-baroda-2024-review-hidden-gem-homeloan-radiance-account-sapphire-rupay-select-debit-card-eterna-cc.27257/ I also have a Loan and...

Are there any savings accounts which are designed specifically for Home Loan Customers? I know of HDFC Speciale Activ (available for use for HDFC Home Loan Customers). Are there any other?

Disclaimer - I have complied information and wrote this . Take your CA words for tax & do your own research for more You can edit if u see anything wrong.. Sorry for grammatical mistakes. Loan calculator for reference:- Let's cut short and here is how u can save directly or indirectly after...

People who took home loan, what were the legal, valuation fee and any other fee you paid? Myself for BoB, I was asked Legal fee to Lawyer: 4.5k Valuation fee to Engineer: 5K Documents: 2.2K This is the fee I had to pay to get documents from Government offices like Pahani, ROR, EC, Single...

I am getting home loan at 8.5% from sbi. lawyer fees 3.5k valuation fees 3.5k Is it still possible to get less than 8.5%? Should I hire lawyer from my side too, if bank is doing verification? Who will prepare the legal documents? When should i pay the advance to the owner after the loan is...

I am planning to buy a resale flat which is under a loan in a private bank. I requested the seller to close the loan and give me the encumberance certiifcate showing house is on his name. However, he is requesting me take over the loan and i can take loan from public sector bank only . Is it...

Hello Technofino Community, I currently have a home loan with ICICI Bank that was taken for purchasing an empty plot. The current interest rate on this loan is 9.4%, and I am exploring two options: Top-Up Loan: Is it possible to top up my existing home loan with ICICI Bank for additional...

I have a home loan with union bank of India, which due date is on 15 every month ,the money get debited on 15 of every month automatically. I have got a kotak super 811 debit card. I wanted to make payment using it from sbi unipay . As unipay consider every transaction as utility hence I will...

Everyone let's see how everyone's desktop screen (homescreen) looks like! Please dikhado naaa...... dikhado :devilish: