home

Hi, Everything inside home should be ideally insured There is not much info on this, on the internet. So lets discuss! Against fire, floods, earthquakes, robbery etc 1. Structure insurance (carpet area sq feet) 2. Content insurance (theft, jewerlly addon) 3. Liability insurance (accidents)...

Best debit to pay Home Loan in June 2025

So I have 1 home loan and 2 LAPs currently with Axis Bank, all linked to Repo Rates. From February 2025 to date, we have had 3 rate cuts of 0.25%, 0.25%, and 0.50% respectively However, Interest Rates on my Loans have only reduced by 0.25% as of now... Is it odd? what are the next steps?

say applicant does not have stable income and cibil is 750 and Co Applicant has stable income with cibil 800+ Will the bank still issue home loan at 7.9 interest?

Hello folks....I have upcoming milestone payment coming up for the flat which I bought last year.. it would be around 4.5 lakhs. I enquired with builder if they can accept CC as option but they denied despite being tier-1 builder. Is there any way I can do transfer from CC to bank and reap...

2 years back I purchased a construction-linked flat in Noida for which I availed a loan from Kotak Bank. In said loan, Kotak made me, my wife and my firm (an LLP) a co-borrower, Now 2 years later, I have discontinued business in the LLP and have instead shifted business to a proprietorship. I...

Hi guys, I closed my home loan in Oct-24 but noticed that CIBIL reports it open till date. So i raised a disputed and got it closed. But all of a sudden my CIBIL dropped from 792 to 783. Is there anything that i can do? how much time will it take to increase this back? Thank you

Hi, In one of the recent videos by Sumanta Da, he mentioned about paying off a part of his home loan EMI using reward points. How does one do it?

I tried to apply for the GoldX card, but not eligible. However, they offered Prime Cash. Low limit of 18k too. Since they already did the hard inquiry. I decided to build credit relationship with them to get higher loans. It might help me get approved for GoldX too, so apply for 10k. It's stuck...

Hey Community, I need Help/ Information regarding Home Loan Rate of Interest Reduction Charges Charged by ICICI Home Finance, Currently i have Ongoing Home Loan with ICICI HFC, i requested for ROI Reduction, they said I'm eligible for 0.35% ROI reduction from Current ROI, for Reduction i need...

1. Hi, How and when is the home loan interest changes for ICICI bank? RBI has decreased the repo rate twice however the loan interest has not changed yet for me for the last repo changes. 2. Does it reduce the tenure or it reduces the EMI amount?

Hi i recently applied for IDFC credit card...it was partially approved and later rejected work place non serviceable......now recently i received call saying I can get the card if u give the Bangalore address for home and office address.... doesn't matter if I leave their or not when the agent...

I have a joint home loan and even though the emi amount was auto debited as usual it was marked a delayed payment. I have reported on CIBIL. (I'm not sure if this is relevant info so here - when asked for my bank details I wasn't sure which to provide so I gave the details of the account the...

Hi Guys, I need some suggestions. My brother took an add-on credit card under my name but didn’t pay his bill on time, resulting in 27 late payments. Eventually, he settled the outstanding amount through a settlement. Later, I realized I was listed as an authorized user on that card, and now...

My Spouse(F) having home loan with her mother at SBI branch from last 3 years. Initial interest was 6.9% due to various offers like women only, first property and cibil . the interest rate got increased to 9.3. But after latest repo rate reduction , it is still at 9.05. As per some information...

I have availed the Bank of India's smart home loan (SBI Maxgain type OD based loan) at a very good ROI of 8.4% When I log into the account, there is no way to see the details of the loan. I would like to see the split-up of the interest vs principal in the EMI. I am also not able to see any...

Had my HDFC loan sanctioned and ready but seeing the negative reviews I switched to ICICI. But yeah they have their own problems. ICICI needs me to close my 3 credit cards - Regalia gold, tata neu infinity, axis rewards. I don't mind the regalia and axis closure those are shxt cards. But I am...

I have a joint savings account in SBI in Chennai with my mother and we are having individual CIF( Customer identity). I want to transfer my mother home branch alone to a different location. Is it possible

Also loan against property as well.

Hii guys, i am sorry if this is a duplicate thread. My concern is with the guys who have taken Home loan. How does the disbursement really work? bank says immediately after my insurance and loan agreement signature 10% will be disbursed then rest will be as per request. I dont really trust bank...