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hdfc credit card

  1. imsotired

    Hdfc credit card bills prepayment

    Hdfc credit card bills not allowing pre payment in canara bill setu/sbi uni pay. What to do? Any suggestions?
  2. I

    Need suggestion regarding closing my only HDFC credit card.

    I have HDFC Business Moneyback credit card which is LTF. This is my only HDFC card. But the thing is I hardly use the card as I have other better cards. Also, I cannot use it on Amazon and Flipkart. So, it's of no use except in one case. Occasionally, HDFC gives cashback offers on the card, like...
  3. 6ix9ine

    Devaluation HDFC credit card points will be forfeited (Flipkart Big Billion Days Sale 2024)

    So, finally, other banks have started following SBI's path. HDFC is the second bank after SBI. Purchases eligible for Instant Discount/ Cashback on HDFC Bank Credit Card will not qualify for Reward Points. The same will be reversed within 120 days of end of cashback posting month or end of...
  4. IGN_Vivek

    Clarification on EMI terms

    Hello, I recently made a purchase of ₹56,499 using my HDFC Moneyback Credit Card on a 3-month EMI plan, which included an additional discount of ₹1,473 that was applied when I was redirected to the OTP page, ₹55025 got deducted. I have a few questions regarding this transaction: Processing...
  5. maynigam

    It's it possible to reverse the fees and close an HDFC credit card after annual fees haa been charged?

    Hello guys My Regalia Gold was issued on 20th Sept 2023 and I emailed them on 19th Sept 2024 for LTF conversion and unfortunately the fees was also charged on 19th Sept 2024. I don't have any other spends on the card and amount due is Fees+GST. They have refused LTF conversion and are demanding...
  6. A

    HDFC Credit card dispute

    Hello Everyone Need some help. I had an issue with a transaction on my HDFC Infinia card. brought up the issue with credit card disputes, but received no action. I then escalated it to the HDFC grievance cell, but I'm confident that nothing significant will happen. Despite providing ample...
  7. R

    5% cash back for credit card payment - official mail from HDFC bank

    TODAY RECEIVED MAIL FROM HDFC. 5% CASH BACK FOR CREDIT CARD BILL PAYMENTS THROUGH SMART PAY. 5% CASH BACK FOR NEXT 12 MONTHS. MAXIMUM 150 RS billing cycle.
  8. Channakya

    Now Everyone Can Get a FREE HDFC Credit Card! Tata Neu Card Backed By "FD"

    No Credit Score Required, Anyone Can Get It by making FD. HDFC Tata Neu FD Credit Card NO Joining Fee or Annual Fee Apply with your Mobile Number, and you'll get the FD Card option. The credit limit will be 90% of the FD amount you deposit. Plus, you'll earn 7.25% interest on the FD amount...
  9. ankiiiii

    DCB Loading HDFC Forex card using HDFC credit card?

    I have read in a couple of old threads on Reddit that an HDFC Forex Card can be loaded using an HDFC Credit Card and these transactions are eligible for reward points. That sounds too good to be true to me! Can anyone confirm if this is accurate information? If this is true, I will never...
  10. T

    All HDFC Credit Card Rejection and Pre-Approved Offer Confusion

    Hi, found this community some time ago, would appreciate help with hdfc credit card rejection issue some background had gotten first credit card hdfc money back + hdfc bank account around 8-9 years ago but closed both after one year. fast forward, now ay attempt to apply for hdfc credit card...
  11. Anindya98

    Regalia Gold Regalia or Regalia Gold which one to take?

    Comparison between HDFC Regalia & Regalia Gold Credit Cards: FeaturesHDFC Regalia Credit CardHDFC Regalia Gold Credit Card Annual Fee₹2,500 + GST (waived on spending ₹3 lakhs annually)₹2,500 + GST (waived on spending ₹3 lakhs annually) Welcome Benefits2,500 Reward PointsComplimentary Club...
  12. R

    Effective Method/Channel to Apply for HDFC Credit Card

    Hi All, What do you think seems to be the most effective way to get a HDFC credit card approved for someone who does not have one? Applying through the online channel (netbanking) Dedicated credit card staff at the bank RM/BM (though I don't wanna go that route) Grievance Redressal email...
  13. kiwi195

    HDFC Add-on Mix up in Neu Plus application

    Hi, I am currently 19 years old holding an Imperia account with HDFC (family banking). I have two add on cards from my father's credit cards, linked to my mobile number. Recently contacted my RM for a credit card (no pre approved offer currently) and she said I had two cards already. Told her...
  14. V

    For HDFC Credit Card, FD or MAB which is better?

    Hello Friends I have banking relation with HDFC Bank since one year. I'm looking for HDFC Millennia Credit Card As LTF. Previously had Money Back plus but closed in April (after 6 months use) just because of low credit limit (50K). CIBIl 785 Currently I have FD of 150000+30000 in HDFC . 150000...
  15. M

    HDFC credit card Upgrade Method?

    Hello Everyone, I have Moneyback Business credit card from last 2 years. I am waiting for an upgrade but didn't got any on their website. I hold Family classic banking account with HDFC. I tried to reach out to RM regarding the Card upgrade but each time they mention to wait until get the...
  16. EnthuCC

    HDFC online application only shows business cards.

    Hi, I'm trying to apply for Millennia online but when I choose self-employed then they show me only business cards like BizGrow and MoneyBack etc. How can I get Millenia? I could try offline c2c again but I don't have office address and many people here have said that HDFC rejects application...
  17. jjjjjideii282i

    Hdfc credit card At just the afe of 18

    Hey I have got the first Hdfc Moneybackplus credit card for lifetimefree on 29th may 2024.
  18. sm9811911

    Latest Working Methods to Pay Credit Card Bill from Debit Cards
    Threadmarks: Pay credit card bills using debit card

    Important update: 1)Canara Setu has changed mcc and is now 6012, so will not get rewards on almost any debit cards (except sbi dc). Also, it is not accepting visa/ mastercard debit cards from 20th Feb. Updated as on 22nd Feb'25 I will keep on updating here and on https://x.com/sm98119 1a) RBL...
  19. S U D O

    Can I use someone else's SmartBuy account to buy amazon vouchers using my HDFC card

    A very naive question, but would appreciate if anyone could clear this doubt. :hehe: As we all know, we have monthly limits to vouchers that we can buy on SmartBuy. So, can I use my friend's smartbuy to buy amazon vouchers using MY HDFC Card. And Will I get accelerated RPs on my card for the...
  20. risingphoenix24

    HDFC Credit Card Rejection for My Mother Despite High Income

    Posted this on reddit as well. My mother runs a hospital as a proprietor and has a CIBIL as NA. Currently, she doesn’t have any credit cards or loans. I recently applied for an HDFC Millennia card on her behalf, using her ITR records [offline through my RM], ITR shows an income of over 20 L...
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