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hdfc bank

  1. tuhin

    HDFC Bank raised minimum balance requirements criteria after ICICI Bank

    I am not sure but I found this news from various other news portals: https://www.republicworld.com/business/after-icici-bank-hdfc-bank-raises-minimum-balance-for-new-savings-account-check-latest-rates After Icici, HDFC bank has also raised MAB to 25K
  2. R

    HDFC bank floater request

    My friend hold hdfc bizgrow cc with bank. He applied for Swiggy card from swiggy app but his application got instantly rejected by system. Then he mailed their cc team about that then they told him that due to income docs, kyc, verification, bank serviceability issues and internal issues the...
  3. S

    I need a personal loan of 6 lakhs. Can anyone help me?

    I needed a loan of 6 lakhs, I applied for HDFC, but they are giving upto 4 lakhs. My cibil is 779 and crif is 783. I have already running a loan of IDFC bank where 2.5 lakhs is remaining. Please let me know if any bank official can help. Thank you.
  4. I

    Hdfc bank statement

    Hi all, Getting bank statement for last 3 months is free of cost right if one is salaried wrt all banks? I went to HDFC n asked this and they said 150 charge. I sited it's only 2 pages and I will take print outside n come. Then they can get update with their seal. Then I also said I m salary...
  5. dhiraz

    HDFC Bank CC Pre-Approved Offer and 3000 Voucher

    I got a Life Time Free pre-approved credit Card offer in My Father's Account and 3000 Gift Voucher if I apply between 18-22 July. So I applied on 20 July and got the card also set up the PIN. Now I have to spend a specific amount to receive the voucher or any amount for a transaction.
  6. Avatar Aang

    Issue Resolved Big win against HDFC Bank. Got 50K compensation against RBIO complaint.

    In March 2025, I applied for the Regalia Forex Card and opted for a non-personalised card. Immediately after submitting my application, I received a message instructing me to collect the card from the nearest HDFC branch. I visited the branch, collected the Forex Kit, and activated it as per the...
  7. AlooDum

    Unexpected HDFC Bank debit card promotional cashback🤩

    So in the month of January I closed my HDFC Platinum DC for Millennia DC, after SBI unipay removed other banks DC option. Since then I have only used 40k wallet load for monthly ₹400 cashback and never ever used my millennia DC elsewhere, except for cash withdrawal. Today suddenly promotional...
  8. R

    Infinia Infinia as the first hdfc bank card

    I'm not an hdfc bank customer, and all my banking relationships are with ICICI only. I hold the epm and times black card - the second one I'll close after the first year. I'm looking for guidance on how to get the Infinia card directly as the first banking relationship with hdfc bank. I meet...
  9. S

    Hdfc bank not releasing credit leverage?

    Hey folks help me understand, can banks just retain/block my credit limit even after i close my card? Shouldn't it be available for any other banks card to use from a general limit/leverage. Back story: I had a hdfc credit card which was worthless until jan 25, i applied hdfc pixel play which...
  10. nandhakumarn

    Why hdfc bank gives add on cards number as same primary card holders number? (except Tata Nue card?)

    I have multiple cards in Hdfc. only Tata nue card give different number for primary card holder and Add on card holder!. not any other variants of cards. is there any option to have different card numbers?
  11. S

    I have closed my hdfc pixel card, not sure why my credit limit is reversed to hdfc bank, whereas it should be available for all

    Not sure why or what it nean.. please help "Also, post reviewing your credit history with HDFC Bank, the credit limit will be transferred to your existing HDFC Bank credit card within 20 working days. However, limit reversal may not happen if declined due to policy evaluation." Shouldn't it be...
  12. damn

    PhonePe, HDFC Bank launch co-branded RuPay credit card with UPI integration

    https://www.phonepe.com/credit-cards/phonepe-hdfc-credit-card/ New card launch just now; will be available to apply for from app only. @SSV
  13. M

    Offer Fulfilled! Samsung Watches HDFC Bank Offer - Upto ₹16000 off

    I came across an offer recently in Samsung Shop where we can get upto ₹16000 instant discount on Samsung Watches, depending on the model. The List is attached below. Personally I bought a Samsung Watch 7 LTE(44mm) which cost me ₹16434.05. Base price : ₹ 33299 HDFC...
  14. R

    Why the Amazon Pay Ecosystem Limitations and Devaluations?

    Has anyone been able to figure out why exactly are Amazon Pay Gift Vouchers being devalued so much by everyone including Amazon? Why the limits and "convenience fee" only on AGVs? Are these implemented by the banks or by Gyftr? Even Amazon heavily limits their usage on their own site. Why are...
  15. TechnoFino

    HDFC Bank Making Its Own Rules? Going Beyond RBI's Credit Card Guidelines

    It appears that HDFC Bank is setting its own rules, possibly even overstepping the clear directions laid out by the Reserve Bank of India (RBI) in its 2022 Master Direction on credit cards. A TechnoFino Community member recently pointed out that HDFC Bank explicitly states in its credit card...
  16. CosmicCat

    Should I pre-close this Credit Card EMI and does HDFC Bank reinstate reward points if you pre-close it?

    On 17th June, 2025, I bought an electronic appliance from Croma using my Tata Neu Infinity credit card and chose the Low-Cost EMI for 6 months to get around ₹6,000 instant discount, whose summary is as follows: The total amount debited from my card was ₹37,613.33. As I'm aware, HDFC provides...
  17. itsme.sumit

    I rekted my cibil score accidently

    So i hold multiple hdfc credit card which all as a merged limit of 93k and i utilised almost all of it in april 2025 from hdfc moneyback plus and swiggy hdfc in 70-30% ratio. But at that same month i used my tata neu hdfc cc in dreamfolks for offer checking purpose as i was returning from delhi...
  18. Q

    HDFC Bank wallet load charges

    Received a mail from HDFC Bank saying that effective 1st July 2025 wallet load above 10000 will be charged at 1%. Just wanted to know what is current free limit for wallet load till 1st July?
  19. A

    HDFC Bank UPI RuPay Mega Saver credit card | 2% Utility, 3% Groceries, SuperMarket & Dining spends & PayZapp transactions

    HDFC Bank UPI RuPay Mega Saver credit card | 2% Utility, 3% Groceries, SuperMarket & Dining spends & PayZapp transactions: Link: https://www.hdfcbank.com/personal/pay/cards/credit-cards/hdfc-bank-upi-rupay-mega-saver-credit-card Key Features: 3% Cashpoints on Groceries, SuperMarket & Dining...
  20. A

    HDFC BANK credit card to Get Exclusive Dining Deals worth Rs.1000* at just Rs.29

    Swiggy, kfc, wow momo, ovenstory, And Many More.. Congratulations for winning discount vouchers worth Rs.1000* at just Rs.29 to activate your HDFC Bank Credit Card 💳 in this May'25 month *Unlock exciting bundle of 10 vouchers in single payment of Rs.29 Starts On: 16-05-2025 Expires On...
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