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hard inquiry

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  1. S

    Will there be any CIBIL hit from IndiaLends?

    On December, I got a pre-qualified offer from IndiaLends, due to my financial illiteracy, I applied through their portal without reading and understanding their T&Cs. Now my concern is that if the inquiry done by IndiaLends is going to be reflected on my CIBIL, also if they can make any further...
  2. the_dark_knight

    Understanding Hard enquiries made by bank to bureaus

    Hi, In CIBIL, in the enquiries section we only see a one liner info about the hard enquiry made by the bank Eg <date> <bank_name> <enquiry_type> Likewise in Experian Bureau the same info is shown but with a little more details like purpose, query amount etc. I had a few questions related to...
  3. Abhishek20

    Are CIBIL hard inquiries really that bad?

    I have been seeing many posts in which people are concerned about having one additional hard inquiry in their CIBIL report. But is it really something I should be fretting about? Now, I understand if you have more inquiries, especially in a short period of time, it shows you as a credit-hungry...
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