finance

Hello, I want to create an FD of around, say 1L (quarterly interest). Looked up the SFBs (insured ones). Has anyone here created FD with these Small Finance banks? How's your experience? I know they're insured upto 5L but the collapse of a bank takes months, what's your view on it? I've found...

Background My brother, who is unmarried and lives alone, has been missing since 22nd March 2025. A missing person report has been filed and is currently under active police investigation. Until 14th April 2025, we had no knowledge of any financial obligations on his part. On that day, a man...

The relationship with Fintech partner NIYO ends effective 31st May 2025. We appreciate the opportunities this partnership has brought to our customers and are grateful for the experience . Check your mails . Link - https://www.equitasbank.com/strapi-dev/uploads/Regular_Savings_SOC_80b99f7cef.pdf

Hey Community, I need Help/ Information regarding Home Loan Rate of Interest Reduction Charges Charged by ICICI Home Finance, Currently i have Ongoing Home Loan with ICICI HFC, i requested for ROI Reduction, they said I'm eligible for 0.35% ROI reduction from Current ROI, for Reduction i need...

Selfe Credit Card Accelerated Rewards: Earn 5X reward points on two categories of your choice from Apparel, Dining, Grocery, Utility, and Taxi expenses. Reward Points: Earn 2 reward points for every ₹100 spent on regular transactions. Complimentary Memberships: Select two free memberships from...

cibil hit by fraud company "LNT FINANCE" ON CIBIL AND CRIF WEBSITE 1.unncessary fraud CREDit inquiry on cibil reports 2. Reported to RBI 3. Raised dispute on both (cibil and CRIF website) but no solution 4. Raised to customer care of LNT FINANCE on email and social media Still not problem...

Hi Team, Today I noticed my CIBIL dropped by 8 points and I can see a CIBIL hit by consumer loan without even me applying. I don’t know what’s happening. Also noticed I have received an SMS about it earlier. Please guide how shall I escalate and how do I remove the enquiry. I don’t even know...

Hey everyone Hi I have finally got Utility Mcc code at the time of credit card bill payment in Spay. But there is a catch. They allowed only to 2k txn limit through debit card I know i know it's too low but i don't have any solution till now, But Big Think Is HDFC ESP CARD Dead Hone Se Bach...

Those who are dealing with cashmypoints please be careful. Recently i traded with them and even after 2 weeks yet to get my payment even after mutiple follow ups. Please be careful while dealing with them.

Airtel Finance via Airtel Thanks app shows high FD interest rates from different partner banks. It assures about the DICGC policies. What are your opinions?

RBL bank has ended their partnership with Bajaj finance right? So when it's time for renewal RBL will exchange it with their own core card. Anybody know which RBL core card it's going to be?

Hi Friends, Today, I received a letter from Bajaj Finance. After reading the content of the letter, I realised that someone was using my identity to upgrade his Bajaj Pay wallet with a different number. I have not requested to upgrade my Bajaj Pay wallet, and this mobile number is not mine...

I lost my job last year and faced severe financial challenges. To make ends meet, I had to utilize 103% of my credit card limit, rely on pay-later services like Mobikwik, and take small personal loans from apps like KreditBee. This took a huge toll on my credit profile, leaving me with a high...

I applied for AU ixigo credit card but they rejected after collecting all the information in the application. When I mailed them, they provided reason as high number of active cards. I came across following reddit thread: where OP mentions that his card was rejected due to the same reason but...

I’m planning to do a Fixed Deposit at Utkarsh Small Finance Bank, but the bank executive is suggesting I open a savings account first. They mentioned that the minimum average balance required is ₹5000 quarterly, but no charges will be applied. I don’t need a debit card or any additional...

Today when I opened my mom's phone I saw there are 3 - 4 request messages from Bajaj finance regarding service request. We have not initiated anything from bajaj from last 2 years. Is this some kind of fraud or scam practice by someone ? What should I do any solution?

Update: Here's my updated cc portfolio ‼️ We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. :cool: --- I will go first, here's my collection, from least used to most used. Slice Pay card Amazon Pay...

I'm considering investing in a 12-month Fixed Deposit with Ujjivan Small Finance Bank, which offers an interest rate of 8.25%. Has anyone invested with them before? What were your experiences?

I recently received notification from Tata about their 9.1% rate FD offering, so I started digging about it on the forum & learnt about stable money app, it seems like most of you love it & so far havent found anything negative, so I guess I will use that for my FDs. This got me curious about...

Can someone tell when I need to do re-kyc if in case I update my aadhar? Case 1: if only aadhar photo changed Case 2: if aadhar photo and minor details on address change. Like road name, house no etc