Used octane credit card to purchase petrol of ₹505 at BPCL petrol pump (phonepe pos machine). POS machine showed transaction declined. Then received a sms from Sbicard that "transaction has been cancelled and refunded by the merchant". So, I tried again to purchase same amount of petrol by same...
Hello Everyone
Need some help. I had an issue with a transaction on my HDFC Infinia card. brought up the issue with credit card disputes, but received no action. I then escalated it to the HDFC grievance cell, but I'm confident that nothing significant will happen. Despite providing ample...
This is story of how Amex helped me get refund from Nobroker.
Background: I was sold a property by Nobroker. I paid 75000 as token amount. As per the terms and conditions, if there is any legal/document/ bank loan etc issue, Nobroker will refund me my full amount. We took legal opinion from...
Hi all.
Some years back I had taken an education loan from a national bank. Though I was late in repaying a few instalments, I repaid back all the amount due and closed that loan account in December 2021. I took an NOC from the bank declaring that the all dues were cleared and they were closing...
RuPay Card Chargeback System and Reason Codes Explained:
A chargeback is a process whereby a customer can dispute a credit or debit card transaction and have the charge reversed. The cardholder contacts their card issuer and requests a chargeback, and the issuer debits the merchant’s account...