dispute

Hi All, Wanted to check if you folks think I'm likely to win this dispute: I recently bought a used office chair from a reseller. I did check it before buying but I seem to have missed this: sometime after I got it I realized that some parts in armrest's 4D movement piece was broken. The...

Hi everyone, I’m looking for advice on an ongoing dispute with SBI Card about the annual fee for my SBI Aurum card. Here’s the situation: Background: Card Upgrade: I upgraded from SBI Simply Save to SBI Aurum in May 2025. Annual Fee Charged: On May 17, 2025, SBI charged me Rs. 9,999 + GST...

I had booked three programmes at Periyar Tiger Reserve, which is in Thekkady (Kerala). The programmes are run by the government. The bookings were made for the dates of 31st May and 1st June, and the reservations were completed on 4th May. Due to adverse weather conditions and a red alert, the...

I will post the response I recieved regarding this query at numerous banks in discussion below 😎

Hello everyone, I'm seeking advice regarding a prolonged and unresolved issue with ICICI Bank involving the non-reporting of my credit card account to CIBIL for over 6 months, despite it being correctly reported to other bureaus like Experian and CRIF. Key Timeline: Credit Card Issued: 10...

Hi everyone, I want to share my experience with CIBIL and Experian credit bureaus. Around two months ago, I raised disputes with both CIBIL and Experian to get some credit inquiries removed from my credit report — 4 with CIBIL and 2 with Experian. Out of the 4 CIBIL inquiries: 2 were closed...

Hello everyone, I’m currently facing an issue with Axis Bank regarding my rewards account and would appreciate your insights on how to resolve it. Background: • My Edge Rewards account has been suspended because the bank alleges that certain transactions are non-personal. These...

Having used credit card for most of my transactions, never did I knew I would face such a situation. We are three brothers having many credit cards. My eldest brother was making a payment for land conversation to non agriculture at Karnataka govt site for a friends work. While paying from his...

Hello everyone, I recently faced a shocking issue with IDFC FIRST Bank and a fraudulent merchant claim, and I need advice on how to fight back. Here’s what happened: The Beginning: I joined a gym and paid INR 6,120 twice (totaling INR 12,240) for two gym memberships using my IDFC FIRST Bank...

I want to share my frustrating experience with CIBIL and Amazon Pay, which has caused me months of mental harassment. This post is to warn others and seek advice from those who have faced similar issues. Background: I had an old Amazon Pay account, which I later closed. After that, I created a...

I regularly check my Experian credit report and raise disputes when I find errors. However, I usually forget about them once submitted. Today, I noticed that my bank account was credited with ₹5,100 by Experian. At first, I thought it was a mistake. But after thinking about it, I believe this...

A few days ago, I noticed two priority pass transactions on my SBI credit card. I have not used priority pass anywhere recently. On the same daty, the money has been debited twice and one of the transactions have been reversed. I wrote an email to SBI Cards right after it. I recevied the...

Hey folks, In the recent SBI Data breach, I too had some fraud transactions done on my card and I disputed those with SBI immediately (re: My post for more details), issue is, due to the incompetent morons in SBI, they did not raise the disputes properly and as such some of the disputed...

I love to shop, and if I am getting a deal that gets me 50% off on an international site, I am definitely buying. We’ve all done it—bought something from some random shady website because the deal looked too good to be true. Maybe it was those branded shoes at 70% off or some fancy gadget that...

I used an Axis Atlas Credit Card to book business class flights on Etihad Airways on BOM-AUH-BOM in late-October. The flights were on November 6 and November 10. On the return, November 10, I was involuntarily downgraded from Business to Economy because of a change in aircraft. The airline...

Last month (December), I paid my Jio Fiber postpaid bill via BBPS. Later, the amount was again deducted from my Standard Chartered bank account through the auto-payment facility. I had forgotten to stop the auto-payment, so I contacted Jio for a refund of the duplicate payment. However, Jio...

Hey folks, I ordered a washing machine from LG's site around 13 Dec and there was a cashback offer on it, but because I was an idiot and didnt know about it, it was supposed to be an Instant Cashback offer, which I assumed was that the cashback would be credited right after transaction but...

Can anyone explain what exactly is charge back or dispute? I placed some orders in ajio and cancelled on the same day. I didn't get refund. When I contacted ajio after multiple tries they say refund is done from their end and they gave PGIDs for refund. When I contacted bank they were unable to...

I have raised a dispute with CIBIL and after raising disput it was showing in open dispute tab but after next day it moved to Failed dispute without any reason , what does that mean ? someone explain , any solution ?

Used octane credit card to purchase petrol of ₹505 at BPCL petrol pump (phonepe pos machine). POS machine showed transaction declined. Then received a sms from Sbicard that "transaction has been cancelled and refunded by the merchant". So, I tried again to purchase same amount of petrol by same...