devaluation

Samsung Infinite also comes under Axe(s): Major changes wef 20th Dec: Interest charges will be revised to 3.75% per month. The auto debit reversal or cheque return fee will be 2% of the payment amount, with a minimum fee of INR 500 and no maximum cap on the fee. The fee for cash payments at...

Axis ACE latest round of devaluation is very brutal. Just 25k capping for utility payment. Hiked all type of charges and rate of interest. Seems like this one will be last devaluation of Axis ACE. There can't be anything worse than this. 😟😭

Interest charges will be revised to 3.75% per month. The auto debit reversal or cheque return fee will be 2% of the payment amount, with a minimum fee of INR 500 and no maximum cap on the fee The fee for cash payments at branches will be revised to INR 175 The current late payment fee structure...

After HDFC, AXIS BOB, and ICICI (except top variants) devalued all of its cards. Has anyone considered applying for a different bank's card? Would it be worthwhile considering? With the online discounts and rewards points offered by HDFC, AXIS BOB, and ICICI. From past few years, these banks...

It’s BOB Card’s time now! Effective from January 1, 2025, you’ll need to spend a specific amount using your BOB card to qualify for free lounge access at domestic airports in India. I’d say BOB has kept the spending requirement very reasonable. Unlike other card issuers, like ICICI Bank...

So BoB has jumped the devaluation bandwagon as well. They have added the minimum spend criteria to their airport lounge access from 1st Jan 2025. The good old days of credit card is in its last phase.

Supercoins will now be earned only for plus and VIP members. TNC page - https://www.flipkart.com/pages/plus-tnc

From November 1 onward, the maximum gems that can be earned through bill payments will be limited to 150 per category, instead of the earlier limit of 500 gems, with no category restrictions, even we are Mega Star 🌟 status. I have spoken with customer service regarding this issue and told that I...

Hey fellow TF Members!, I had applied for the YesBank Marquee a week before the devaluation and received the card today. I don't think I will hit the 1L spends per quarter - at max will reach 70-75k per quarter. Does this card have any other redeeming qualities? It carries a hefty joining and...

According to RBI guidelines, if a bank wishes to make changes to a credit card’s benefits or terms and conditions, the issuer must provide a one-month advance notice to all customers of the specific product. If a customer doesn’t respond, the bank may consider this as consent to continue using...

Hey TFCians, Now it’s Yes Bank, and they’re raising the spending requirements to get complimentary airport lounge access. Several Yes Bank credit cards have been devalued, making it necessary to spend a significant amount each quarter to qualify. And some changes regarding reward point...

Minor devaluation from SBI cards - SBI Cashback is missing thankfully

W.e.f. 1 Dec'24 - SBI Credit cards Devalued - AURUM, SimplyCLICK, Elite, PRIME, SimplySAVE etc: List of SBI Credit Cards where Reward Points will not be applicable on Digital Gaming Platforms/Merchants w.e.f. 1 Dec'24: • AURUM • SBI Card ELITE • SBI Card ELITE Advantage • SBI Card Pulse •...

ICICI’s recent devaluation of rewards has completely shattered my credit card usage plans. Here is a breakdown of my current situation and thoughts on next steps: Current Card Usage Active ICICI Cards: ICICI Sapphiro ICICI Coral Rupay (for UPI scans) Amazon Pay ICICI for most of my spending...

Sapphiro - spa discontinued 75k spends in quarter for lounge access. All cards affected - attached pdf

Now it's ICICI Bank's turn—they've joined the 2024 devaluation party. Here’s a simplified breakdown of the changes: Utility & Insurance Capping: You will continue to earn reward points for utility and insurance spends up to Rs. 80,000 at the current earn rate on Rubyx and higher variant...

Sapphiro - spa discontinued 75k spends in quarter for lounge access. All cards affected - attached pdf

Not sure if this has been mentioned. After charging 3% for Amazon Pay Gift cards, Smartbuy Gyftr has now started charging 2.5% for Amazon Shopping voucher also. I don't think this is HDFC rather Amazon hiking their charges. Seems now good old way of buying using CC offers is the way forward...

So, someone requested me for lounge access for VTZ a while ago. I knew pinnacle has access to this airport but before confirming I happened to have logged in to dream folks website to check available lounge. And I was astonished to find that except 6 metro cities none of the airports are showing...