credit limit

Hi everyone, I’ve been using the HDFC Tata Neu Plus Credit Card since 2022, and all this while I’ve been stuck with a credit limit of ₹51,000. Today, I received an offer to upgrade/increase the limit to ₹63,000, 23.5% increase. While it's a welcome change, it’s still quite low for my current...

I am holding HDFC PIXEL PLAY CREDIT CARD for the past 5 months and my credit limit splitted from my primary card Money Back+. Is it possible to enhance my credit limit again from Existing Money Back+ card since the card gives 0.5% reward point. At the same time Pixel play gives 3% if buy from...

Hi guys, I'm holding a ICICI apay and coral card which is of shared limit and axis iocl premium and myzone card which is also shared limit but now in my cibil all 4 cards are showing separate cards and separate limit ie both icici and axis limits are doubled. Do I need to leave it like this...

I'm planning to apply the SBI Cashback card via Cashkaro and the main thing I'm concerned with is will my credit limit get lower if I apply it this way? Long story short my SBI Cashback application got rejected first time..actually declined because of the internal policies error and they said...

Is having high-limit credit cards a good thing or should I ask the bank to reduce my limits? 🤔💳 Sharing my CC stats below - CC1, CC2 – Shared Limit: ₹4.2L Average Monthly Usage: ₹10-15K CC3, CC4 – Shared Limit: ₹2L Average Monthly Usage: ₹5K CC5 – Limit: ₹5L Average Monthly Usage: ₹5K CC6...

Asking for a Friend A friend of mine has HSBC Visa Platinum with 10L limit. The Visa Platinum is LTF. Can this card be upgraded to any other which is LTF or can this card be used to apply for another card which comes in Premium series but should be LTF.

Got a whatsapp message today which speaks for itself... But the increase is not generous or good not even ok. Have you got any message? Have you taken the tiny credit limit increase?

Before I dive in, just to set the context. My first credit card was Flipkart Axis with a credit limit of 30k only. After holding it for 2 years. I had credit limit of 60k but after it went through a few devaluations I closed it and got SBI Cashback card with a limit of about 1 lakh at the time...

Hello everyone recently i have requested for credit limit enhacement with payslips they increased from 2.5l to 3 should i need to take or leave it?

Just received an SMS from StanC that the previous card limit is restored. It took them almost 6 months. Looks like it was due to policy change by RBI.

Just wanted to share my recent experience with a credit limit increase on my Axis Bank Ace Credit Card. My limit went up from ₹36,000 to ₹1,40,000, which is a massive 290% increase! 🚀 I had used the SMS method for requesting a limit increase: 📩 CLE <Last 4 digits of your card> to 5676782 I...

I have 2 Axis cc with a combined limit of 77k. I got the Axis Flipkart cc a year back and then Ace around July 2023. I have been trying to get my limit increased but I am unable to. Every time I try to reach out to them via email, the error is my email and phone number are not linked (attached...

I have received an offer for CL enhancement from 5.39L to 5.43L. Should I accept this enhancement offer or wait for better one. Your valuable suggestions would be very helpful. I am a bit confused and frustrated seeing this kind of eyewash limit enhancement. The card is 4 years old and hardly...

I have been holding Yes Reserv for some months now with a limit of about 1L. Today morning I received a message that my limit is revised to 25k. Is there any way to reverse this? This is the lowest limit I have on any card now and is very disappointing because I subscribed to the 3x point plan...

Hello Folks, I received my Tata Neu Infinity HDFC CC on Thursday and it is Sunday now. The temporary card limit is still 5000 rupees. I have some urgent purchases to be made in Croma but I am waiting for this limit to be removed (my HDFC other CC limit is 5 Lakhs). How much time does it take...

I recently mailed the idfc first bank to increase my credit limit and they increased my credit limit from 40k to 1lakh within two days. The card was 4 to 5 months old only

Kindly share tips and tricks to increase credit limit of HDFC Credit card if any.

Hi team, Recently 4 months back I switched my salary account to HDFC bank. Last month account upgraded to preferred banking and I have linked my wife account to my family banking she also earn 1L net credit and 1.5L net mine. And we made 7L FD. I’m using hdfc regalia gold with 5.85L credit...

Hi Team, If I have credit card with limit 5L and I don't use much. I barely use 10k so I decided to update limit as 1L then in cibil report will it be considered as 5L or 1L and does this get updated biweekly as per cibil reporting or does this take 90+ days if it's reported so.

Currently I hold HSBC Cashback card with a limit of Rs.1 lakh. I am now offered a limit of Rs.1.6 lakhs by HSBC. Should I accept it or wait for a better CLE Please provide your guidance on this. Thanks in advance.