credit cards

I've been observing for the past few months that several merchants around me are disabling Rupay credit card acceptance on UPI due to MDR (Merchant Discount Rate) charges for transactions above ₹2,000. Ironically, most Rupay credit cards offer rewards only on transactions above this limit. This...

Axis has released the vouchers for January spend based offer, but it looks like we need to redeem them manually. Open the axis app. Go to the credit card section. Scroll down slightly, and you will see the "get code" button. Make sure to copy the code, then click on "continue" Paste the code...

Restricted Uses: 👉Payments toward other credit cards, loans, or suspicious merchants may trigger blocks. 👉Avoid high-value payments using excess deposits to artificially boost credit limits. Personal Use Only: 👉Credit Cards should be used only for lawful, bona fide personal expenses. 👉No use...

Hi All, I hold HDFC Regalia card which has given upgrade offer to Millenia , is there anyone who can help with more higher card upgrade. I also have AXIS WORLD PRIVILEGE, i want to upgrade this too if anyone can upgrade via c2c please help. AMEX Travel Card to MRCC I usually spend more on...

Which cards are there , that you took only for it was LTF and never used...

This is an indicative list of merchants (without MCC) and their classification category. Downloaded it from https://www.axisbank.com/docs/default-source/default-document-library/merchant-list-for-shopping-mall-transactions.pdf

Hi Everyone, I know most of us have multiple credit cards. An average around 10-15 credit cards as we all are CC enthusiast. But we also have our workhorses; the cards that we use the most. Let us list are top 3 most used cards and where they are put for used. This will help people to...

Kotak will be launching new credit cards from 11th April and mostly cards will be LTF. My agent has told me this news today.

**Terms and Conditions for Milestone Offer on Axis Bank RuPay Credit Card** **Offer Validity:** 15th March ’25 - 20th April ’25 **Offer details:** (For me it's 1000 rupees voucher on spends of 60k) Eligible customers will receive multi-brand vouchers by achieving a specified spends...

So I wanna know will users still get the complimentary vouchers whose cards are set to be renewed on or before 31st March 2025?

Hi, I will get 1Cr+ within a month or two.(As of now) (Deceased father) After reading through comments in my previous post I want to do several FD's. I am confused with investing options and will decide as I learn and become more informed in upcoming months.Total Novice. Till then I want to know...

When I try to add Rupay Credit Cards to Uber --> Account --> Wallet --> Add payment method, it always fails after entering OTP saying "There's a payment issue. Sorry, we are unable to confirm your card. Please try adding a different one." I have tried with multiple Rupay Credit Cards. Are Rupay...

I recently applied for Canara bank credit card last month. On 20th i got message saying your card if processed with credit limit of 200000. No feedback after that so i went to bank and asked for status of application. Yesterday I got a call saying that since high limit was provided so the...

1. W.E.F. 1st May 2025, bank shall be discontinuing Overlimit feature on your YES BANK Credit Card. Althe customers currently availing overlimit facility as per given consent shall be disabled and any transaction attempted over and above the sanctioned credit limit shall be automatically...

All the recent devaluation which happened in the last few months has made one point clear. The mid range cards and below doesn't provide the lounge access without any spend criteria imposed. A very few cards are in the market like Tata neu and Federal cards are currently offering lounge...

Hi everyone, I have a total of around 20 credit cards, but my CIBIL report shows only 2, one of which is closed. Can someone help me understand how to fix this?

SBI Card and IDFC First Bank have notified their customers that Vistara co-branded credit cards will not receive any renewal benefits or spend-based milestone benefits if the card renewal date is on or after April 1, 2025. In such cases, no annual fee will be charged. However, if your card...

Same as title

I'm planning to optimize my spends for maximum rewards. Currently have INFINIA and ICICI Coral LTF. Spends :- Rent Pay 90,000 rent monthly (Just to save some tax using HRA) - Use IMPS, I can use some cc and shell out some % as well if get better rewards. 90,000 * 12 = 10.8L 2 wheeler...

👋 Hello Need thoughts and advise on discounts, cashbacks best way to utilize cc,wallets,GV etc, I'm a beginner in cc world, still learning and exploring, I have yesterday taken a term insurance from tata aia and paid through my tata neu plus cc, monthly payment mode, I'm checking on neu coins...