credit cards

Hi everyone, I’ve ended up with quite a few credit cards over time and want to streamline my wallet. Here’s my current portfolio, along with their annual fees: BankCard NameNetworkTierFees (₹/year) AxisMagnus BurgundyMasterCardWorld0 / till I have burgundy statusHighly Used ICICIEmerald...

Hello everyone, I am planning to make some major expenses (30-40L+) in a foreign currency in the near future over a year or two. I wanted to ask what the current taxation rules are for credit cards from the POV of TDS. In the past, I know that if I spent an amount totaling over 7 lakhs from a...

While most banks are busy excluding utility bill payments from their credit card rewards programs, BOB Cards has made a bold move! Starting 1st July 2025, you can earn reward points even on utility bill payments using BOB Cards. 💡 Utility bill payments (MCC 4900) such as electricity, gas...

HDFC Credit Cards to Implement New Charges on Rent, Wallet Loads, and Skill-Based Gaming from 1st July 2025: Link...

Hi All, I am looking for an existing post with list of credit cards offering airline status with joining fees/annual benefits/spend based membership tiers but can not found a completed one. Hence trying to create this article to keep ready for anyone interested in this segment. It's really...

Hey everyone, I'm looking to apply for a new credit card on a card-to-card (C2C) basis and would love some recommendations. I currently hold an Axis Bank credit card with a ₹4.25L limit, excellent repayment history, and a clean credit record. My main goals with the new card are: Better...

Category: By Default Lifetime Free 1. Axis Bank Neo Credit Card 2. ICICI Bank Platinum Chip Credit Card 3. RBL Bank BankBazaar SaveMax Credit Card 4. FinBooster:YES BANK-BankBazaar Co-branded Credit Card 5. Yes Bank Pop Credit Card 6. PNB Rupay Platinum (If used once in a Qtr.) 7. Kotak 811 Card...

Hello all, Not everyone can get the best cards like EPM, Infinia, M4B and the likes. Also, not everyone know how to make the best use of their cards. Even those with the bestest of the best cards may be using them in the least effective way such that rewards are not the best. Like for example...

Same as the title, I have a hdfc moneyback+ card with 50000 unsecured, that i was able to somehow get last year without any income. I have spent about 4.68L since last april on it, including this month's statement. I don't really care about the utilisation and utilise it to the max almost...

I have around 20 Lakhs of Education fee to be paid on official college website. They accept only Rupay CC. I only have Tata neu Infinity(Gives 1.5% CB) using which I had already paid 7 Lakhs. I have tried applying Kotak Myntra CC(Gives 1.25% CB) but its not available on their website. Any other...

> If you don't have health insurance for yourself and your dependents > if you don't have enough liquid emergency fund > if you don't have a habit of planning for your finances every month Here is a recent story of one of my close friends. This friend of mine, employed at a reputed retail brand...

Dear TF Members, 1. The Idea for "Nuggets". I have been using credit cards now for about a year. During this period, I have often searched for many tips and suggestions to use credit cards effectively and to optimise and maximise the returns. I have often found many of these tips and...

Imagine you're just starting out in the credit card world and suddenly have ₹1 crore sitting in your bank account — not for spending, but purely to meet eligibility criteria for any premium credit card or top-tier banking relationship in India. What premium banking program would you go after...

More Devaluation - Bill payment, LPG, Insurance Payment on Amazon using Credit Cards: Bill Payments - Old charges - 1.18% on Amazon Pay ICICI Bank Credit Card where the transaction amount is beyond INR 20,000 (Indian Rupees Twenty Thousand only). -1.18% on Amazon Pay Later where the...

This is the second time I forgot due date, any way to track this efficiently

I got some pre-approved card offers. Can you guys help me applying from these? I already have SBI SimplyClick credit card(64K limit, 2 yrs old, fd based). Thanks.

I applied for hdfc tata neu infinity and hdfc swiggy credit card, both approved in same month March 2025 but when I check my cibil, it says hdfc ran enquiry on me 3 times. This is unfair and I want to complaint this, pls guide me how to proceed with this.

If you’re an ICICI Bank credit cardholder, you’ve probably noticed that the iMobile app is one of the most user-friendly platforms out there for managing both bank accounts and credit cards. One of its useful features is the ability to check your annual fee waiver progress based on your spending...

Dear friends, I am looking to apply for some add-on credit cards for my wife, who resigned from her (good) government job six years ago. Which of the following credit cards has separate benefits for its add-on cards? I'm looking for ideas. Please note that if the benefits are shared and there...

PNB launch 3 new RuPay Platinum and Select Credit Cards | Huge offers: 1) PNB Woman RuPay Platinum Credit Card - Bliss - Spa & Saloon - Four Fountains De-Stress Spa - 60 Minutes Swedish Body Massage Rejuvenate with a 60 Minute Swedish Massage Lakme Salon - Beauty Care Services E Gift Card -...