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  1. TechnoFino

    SBI Card PhonePe SBI Card – CVP new SBI CC launching

    SBI Card and PhonePe launched two new co-branded credit cards today, on July 22, 2025 — the PhonePe SBI Card SELECT BLACK and the PhonePe SBI Card SELECT PURPLE. These two cards are specifically designed for users who are highly active within the PhonePe ecosystem and for those who frequently...
  2. nandhakumarn

    Why RBL indian oil xtra cards is best card?

    i Hold indian oil Xtra card from RBL bank which gives 7.5 % + 1 % fuel surcharge. also iam getting 1% for all the spends. always i'm getting reward point which is convertible into indian oil points with 99+GST extra cost. i never suggest to redeem any other category.. i have confusion when and...
  3. nandhakumarn

    Do you own yes bank POP credit card?

    Recently applied for POP credit card from yes bank .(Rejected) i couldnot understand the benefits. can you help me ? _____________________________________________ Bro, you keep making WikiPosts. These posts are meant to be done only when you want others to edit it like I am doing now.
  4. the.avhishek

    Kotak Cashback+ Card: 5% Cashback on Food, Groceries & More

    Kotak Cashback+ Credit Card 💳 ✨ 5% cashback on online food delivery, groceries & entertainment ⛽ 3% cashback on fuel spends ⚠️ Cashback on accelerated spends is capped at 500 points per billing cycle Cashback is awarded based on the Merchant Category Code (MCC) 1 reward point = ₹1, earned...
  5. S

    Axis Salary Account Debit Card - 1% cb on cc bill payments

    If you have Axis Salary Account & your company is in Axis list of premium corporates (which lot of companies are) then you can use following visa debit card to pay credit card bills & earn 1% flat cashback. Been using it from 2023 Nov/Dec. Account Type Easy Salary (SAPPR) customers with the...
  6. Vickyakhan555

    DEVALUATION - Federal Celesta Credit Card | Lounge Access

    There has been a devaluation in Federal Celesta card where now domestic lounge has been reduced to 2 per qtr from 4, that also on spend based of 60,000 previous qtr
  7. great

    How to check annual spends on credit card . All banks

    My hdfc credit card has reported in AIS spends of 10,02,334/- (I should have control spends a little bit) Whats the way to check annual spends in cards, request to update for all banks Axis - available in app
  8. cooldude74

    CKYC Card - Will this eliminate our KYC woes permanently?

    I was glad to see the banner on the HDFC Bank website regarding the concern of repeatedly providing KYC details when applying for a credit card or opening a savings account. It's good to know this issue is being addressed. I'm curious to understand if this integration is being implemented...
  9. hellwish

    Forex card or zero mark up forex credit card?

    I have an internal travel coming up around December. I already have a HDFC forex card. I would like to know if this is a good option, or should I look for some zero markup fee credit card ? I got axis atlas now which is in visa network, would like to know if there are any master card variants...
  10. Ram1

    Union Bank Divaa Credit card - An Underrated gem

    Exclusively for Women only Rupay Platinum card Bin 652982 Features: Airport Lounge access - Domestic- 8 per Year (2 per Quarter), International- 2 per Year 2 points (1 Reward Point = Rs. 0.25) per 100 spent Surcharge on fuel - 1% waiver with a cap of Rs.100 per billing cycle Accidental...
  11. kishandev

    Again did not get ICICI Amazon Pay LTF Credit card, trying for more than 1 year now.

    I am a student and i file income at 7 lakhs from agricultural activities in my ITR as well, I applied for this card 2nd time and still did not get it, what tricks/shortcuts are there for getting this card? my friend who is a student tried for this card when he had only one onecard 2k fd based CC...
  12. sonuyos

    If i withdraw money from my Reserve Credit Card, will i be charged interest rate?

    Ok. So I know withdrawal is free on my card and if I pay the balance off the moment I withdraw it will set off and wont charge interest as I have done it in past. However currently I have 27k negative excess balance. If I withdraw 27k, then Ideally I shouldn't be charged interest as I am...
  13. R

    Should I close Tata neu and Swiggy to get core card ?

    Hi, I have Ltf Tata neu plus and LTF Swiggy card. I want to get core card ltf/fyf. Should I close both or closing only Tata Neu will work, I don't need it anymore as other cards are available for UPI. Hesitant to close swiggy usage is low but 10% flat is lucrative. If I clsoe swiggy can I...
  14. cardio_guy

    Going to take my first travel card - Axis Atlas, need some inputs.

    So after a lot of time spent on cashback cards and exploring a lot about travel cards, I finally decided to take the plunge and get into the world of travel card. I had been avoiding Axis for some reasons all this while, but finally decided to take the Axis Atlas card. Most importantly these...
  15. L

    How long should I wait before applying for Axis magnus burgundy credit card?

    I recently opened a burgundy account with axis, with 20L and an FD of 1 cr. How long should i wait before applying for magnus burgundy credit card. My RM is asking me to apply immediately, I asked him to wait for a month or two. What are my chances of approval with a Cibil score of 760.
  16. nandhakumarn

    Why hdfc bank gives add on cards number as same primary card holders number? (except Tata Nue card?)

    I have multiple cards in Hdfc. only Tata nue card give different number for primary card holder and Add on card holder!. not any other variants of cards. is there any option to have different card numbers?
  17. S

    HDFC EasyShop Platinum Debit Card – Charges Incoming, Devalued Already! Should I Downgrade or Switch?

    Hey TF community, Need urgent clarity from the pros here! I’ve been using the HDFC EasyShop Platinum Debit Card with my regular savings account. But now: 🔹 Charges are expected soon for the card (₹*** likely). 🔹 Cashback categories have already been removed or reduced heavily. 🔹 ₹5000...
  18. S

    IndusInd Platinum Plus Debit Card – Still Worth Holding in 2025? ₹942 Debited! Can I Get It Reversed?

    Hey TechnoFam, Need some urgent help and suggestions! I just noticed ₹942 debited from my IndusInd account – apparently for the IndusInd Platinum Plus Debit Card. 😓 Now I’m wondering: 🔹 Is there any real benefit in holding this card anymore in 2025? 🔹 Are rewards, lounge access, or offers...
  19. A

    HSBC Premier joint account query for Premier credit card.

    I have recently opened an HSBC joint Premier account with my mother (who is a senior citizen), in order to get the senior citizen FD rate. My mother is the primary holder, and I am the second holder. Now since Premier account holders are eligible for the Premier Credit card, since the account is...
  20. S

    I have closed my hdfc pixel card, not sure why my credit limit is reversed to hdfc bank, whereas it should be available for all

    Not sure why or what it nean.. please help "Also, post reviewing your credit history with HDFC Bank, the credit limit will be transferred to your existing HDFC Bank credit card within 20 working days. However, limit reversal may not happen if declined due to policy evaluation." Shouldn't it be...
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