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card rejection

  1. K

    HDFC Credit Cards Can someone explain this reason for rejection?

    I fail to understand the reason. I applied for Swiggy card online under LTF offer and also completed the VKYC. Got this email today.
  2. T

    all hdfc credit card rejection and preapproved offer confusion

    Hi, found this community some time ago, would appreciate help with hdfc credit card rejection issue some background had gotten first credit card hdfc money back + hdfc bank account around 8-9 years ago but closed both after one year. fast forward, now ay attempt to apply for hdfc credit card...
  3. M

    yes bank credit card rejection

    my multiple ( last 4) application rejected by yes bank by mentioning mis match in information shared, they dont tell what information is mis matched, i correctly entered application form,. Any solutions
  4. R

    HDFC Credit Card Rejection for My Mother Despite High Income

    Posted this on reddit as well. My mother runs a hospital as a proprietor and has a CIBIL as NA. Currently, she doesn’t have any credit cards or loans. I recently applied for an HDFC Millennia card on her behalf, using her ITR records [offline through my RM], ITR shows an income of over 20 L...
  5. N

    Known Rejection Criteria for Credit Cards

    Can the experienced Fintos share any known criteria for credit cards which may help others, before they apply? For example, I saw someone mentioned Amex cards require 6 month credit history at least. If such information can be compiled, unnecessary CIBIL hits may be avoided. Any small thing...
  6. S

    IndusInd Rejected the Legend Credit Card Application Due to Low Surrogate Summation Score

    Dear CC Legends (not just the IndusInd Legend CC holders or the TF 'Legend' Level Spirits), IndusInd Bank stated poor ccmlsurrogatescooregv value as the reason for rejecting my IndusInd Legend CC application. I need your help understanding the parameters (and their weightage) considered for...
  7. DashGem

    Amex Plat Travel CC Rejected, Can I re-apply with MRCC?

    Hi Everyone, I applied for an Amex platinum travel card, but it was rejected. [however, I am using credit cards for the past 4+ years] Due to multiple cards I opened recently, my Credit score took a hit it's around 714 - CRIF and Experian and cibil is around 785. I suspect this might be the...
  8. yofreestuffs

    HSBC card blocked after a month of issuance

    Hey Guys, I have recived an email from HSBC stating "We regret to advise that we are unable to commence the card relationship" Upon reaching customer care they are only giving generic responce saying its due to Bank's internal policy and they can't disclose it. I have applied for the card...
  9. aayusharyan

    Banks should give clear reason for application denial

    Ref RBI Circulars: - https://www.rbi.org.in/commonperson/English/Scripts/Notification.aspx?Id=1574 - https://rbi.org.in/Scripts/NotificationUser.aspx?Id=3315&Mode=0 RBI says this. Now, how we can use this for the benefits of consumers. Basically, banks have the habit of giving a blanket...
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