• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

card

  1. Dr.Anand456

    🆕 ICICI Times Black Credit Card – New Benefits Alert (Effective Sept 1, 2025) 🔥

    If you already hold this card or are planning to apply, here's what’s coming your way 👇 🪪 Welcome / Annual Benefit (on paying applicable fees): 🎁 Choose between: ▪️ ₹12,000 Lohono luxury stay voucher OR ▪️ ₹10,000 EaseMyTrip travel voucher 🛍️ Lifestyle Management Services by CribLife ▪️ 6...
  2. M

    Amex Card - which one for airline mile transfers?

    Hi, Can an Amex expert member please guide me on which Amex card has the best redemption value for airline mile transfers ? I have an Axis Olympus which unforunately doesnt have Virgin as a partner any more. So, Virgin redemptions is my primary driver (followed by other airlines). Please le me...
  3. M

    Unexpected Interest Charges After Billing Cycle Change on SC Smart Credit Card – Need Advice

    I got my Standard Chartered Smart Credit Card on April 16, 2025. One of its features is that for the first 90 days, you can pay just the minimum amount due without incurring interest. I followed this and paid the minimum amount for the first statement. In June, I requested to change my billing...
  4. anu29

    FEDERAL BANK SCAPIA CREDIT CARD REJECTION AND ELEGIBLITY - JULY-2025

    Hello Everyone . Recently I have applied Federal bank scapia card and got rejected . Few Important points to be considered before applying scapia card --- 1. Not more than 2+ enquiries in last 6 months . 2. There is no transparency in serviceable pin codes . I am attaching few...
  5. N

    IDFC First Select Credit Card – Reward Points Calculation Challenge! 💳🧠

    This is my first post in the Technofino community. I recently got the IDFC First Select Credit Card, and my first statement was generated yesterday. But I’m completely confused by the way reward points have been calculated by IDFC for the spends I made in this month. Here’s what I’ve done...
  6. Vickyakhan555

    Applied for Rupay Cashback credit card | HSBC bank agents are careless

    Applied for rupay cashback credit card, already holding platinum visa cc, got it applied through our MNC office bank agent, Just like last time, their form filling has so much issue, last time they updated my office email id and this time they updated my address format different They sound...
  7. tachniki

    Issue Resolved Sbi debit card - You can't set pin if you have disabled atm transaction

    This will make me sound stupid but short story is that you can't set debit card pin if you have disabled atm transactions for your sbi debit card. 🤷🏾 Long story - I ordered sbi debit card. Once card appeared in yono, I disabled transactions on it. When, I received card, I enabled ecommerce...
  8. misterinusual

    [Advice Needed] 50K Salary, Best Way to Apply for HDFC Credit Card – No Prior Relationship

    Hey everyone, Looking for some advice on the best way to apply for an HDFC credit card. Here's my profile: Monthly Salary: ₹50,000 Current Job: Just joined this month (first job) First Salary Slip: Will receive it next week Current Residence: PG in Bangalore Existing Cards: Amazon Pay ICICI...
  9. nandhakumarn

    what is lounge access in credit card? how many of you have benefited?

    i have never travelled in flights so far. many credit cards for me offering lounge access. what is the us how it will be useful? how to do benifited earlier using credit cards. some one says lounge is free if flight delays?
  10. avd2

    Axis Atlas Current status on domestic and international lounge access in Atlas card?

    Hi, So I was just denied lounge access to Kolkata Airport's Lounge on my Atlas card which still has 12 visits remaining. I had heard that there is some issue with dreamfolks and Axis. Has it not been resolved? When is it likely to be resolved? Have an international trip lined up later this year...
  11. BhaiyaJi

    Indigo IDFC First Dual Credit Card -Launched

    #Indigo IDFC First Dual Credit Card! (Reward Rate => 5% Bluechips! & No Exclusions!! ) Vouchers/benefits on joining & annual fee: 🔸Unsecured: ₹4,999 fee = 5,000 BluChips + meal voucher + EazyDiner + Postcard Hotel vouchers 🔸 Secured: ₹1L FD = no fee + EazyDiner + Postcard Hotel vouchers...
  12. nandhakumarn

    should i hold IDFC FIRST Power+ Credit Card?

    i hold many credit card . also IDFC FIRST Power+ Credit Card i could not spend 1.5 lakhs per annum . what should i do further? benifit of the card equal to iocl xtra card. any chance to waive off?
  13. rounakr94

    How long does it take to approve credit card?

    Okay, so I got a call from Icici that I have been offered a Coral Rupay Upi card with no joining or annual fees and that they will send it to my registered address. Since this was a 0 KYC and LTF, I agreed to it. I asked them about the limit and if it will have a shared limit with my previous...
  14. V1SH4L

    How to close kotak credit card?

    I've a kotak pvr inox credit card which is useless. So I want to close it to avoid annual charges. How to close it? Is there any mail address for requesting?
  15. superstar@123

    Scapia Credit Card – Reapplication Not Allowed After Closure? Anyone Faced This?

    So, I had taken the Scapia Credit Card when they first launched. Back then, the offers weren’t very exciting, and I wasn’t able to make much use of the card. So after a few months of low usage, I decided to close it. Now, they’ve revamped their rewards and offers — and I must say, it looks much...
  16. financewizard

    Credit Card - Reward Rate Comparison - What is listed vs Actual Reward Rate

    This is an awareness thread on Reward Points. I see many videos and articles where the finfluencers encourage people to buy Amazon vouchers via Gyftr for HDFC and Amex cards. Even banks, in a sort of way, misrepresent the actual reward rates, and people with cards like Regalia Gold, Amex MRCC...
  17. A

    [Advice] Looking to Add/Remove a Credit Card – Suggestions Welcome!

    Hey folks, I’m currently evaluating my credit card portfolio and looking to either add a new card or remove one or two that are redundant or underperforming. I’d really appreciate any feedback or suggestions based on the cards I already have and my usage patterns. Here’s my current lineup...
  18. M

    Axis Olympus card - please suggest redemption ideas

    Hi Citi prestige had both Virgin and British Airways as partners and since lot of my redemptions are for London, it worked perfectly. Alas, after it was taken over by the new Ais Olympus card, both partners have disappeared. 1. Please suggest what are best redemption ideas for London and USA...
  19. A Little Extra is Good

    Do we get base reward points for loading HP Pay wallet with Infinia credit card?

    Or is there any other way to optimise Infinia for HP pay. Please note I don't have ICICI or IDFC Fastag.
  20. cardgenie

    SBI Visa credit / debit card offer- 100 Rs paytm voucher on Rs 300 tap and pay

    Rs 100 paytm voucher on tap and pay transaction using sbi visa credit / debit card. Who are eligible ? All Visa credit & debit cardholders who have not made any contactless transaction between October 2024 and March 2025, or new Visa cardholders...
Back
Top