bank charges

A bank fee or a bank charge includes charges and fees made by a bank to their customers exclusive of interest payments. In common parlance, the term often relates to charges in respect of personal current accounts or checking account.
These charges may take many forms such as monthly charges for the provision of an account, specific transaction charges such as withdrawal and transfer fees, ATM usage fees, debit card fees for doing a card transactions above a preset limit per month, credit card fees, loan establishment fees, early termination fees, and minimum account balance fees. They also include overdraft fees or non-sufficient funds (NSF) fees for exceeding authorized overdraft limits, or making payments (or attempting to make payments) where no authorized overdraft exists.

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