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bank account

  1. cardio_guy

    Education Fees Through Bank Transfer Using Credit Card - Query and Discussion

    Hello all, I need to make an education fee payment of ₹20 lakhs in the next two months. The institute has provided NEFT details with an account number for the transfer. I'm checking if there’s a way to use my credit card for this payment instead of a direct bank transfer. I came across...
  2. Humanbeing

    "How many accounts did you open after joining the Technofino community?"
    Threadmarks: Bank accounts

    This question aims to understand the user's level of engagement or activity within the community (e.g., CASA, credit card, prepaid card, or digital service accounts), whether it is out of FOMO, for availing the debit card facilities, insurance, or for availing any other features since becoming a...
  3. B

    Credit card refund not processed to bank account even after 2 weeks – What compensation can I claim under RBI guidelines?

    Hi everyone, I’m looking for some guidance or shared experiences regarding a credit card refund issue and possible compensation under RBI rules. Here’s the detailed situation: I made a credit card transaction in May 2025. The full payment for that month’s bill was made on time, including...
  4. C

    [Need Advice] Credit Card Portfolio + Bank Account Optimization

    [Reposting here with a few updates as this section is more appropriate for the topic. Originally asked in: Forums > General > New Member Section (For TF Neo)] Looking to restructure and optimize my LTF credit card portfolio and banking relationship based on current usage. Need suggestions for...
  5. dhruv0109

    My federal Bank account closed but dijital rupee app link to account and not working

    My federal account closed but my federal Bank dijital rupee app link to federal Bank account and stuck 10000 rs payment to wallet and I am unable to transfer my funds and unable to withdraw, deregister try with uninstall and install and clear data with all try this but same error show...
  6. C

    How many dormant bank accounts do you have and plan to reactivate?

    I will start with mine. I have dormant accounts in these banks. 1. BOI—This account was opened during my college days. Did not use it after a a couple of years of use & it was marked dormant by the bank. 2. PNB—It was opened as a student account, which was a zero-balance account, but DC charges...
  7. Mohammad

    :[Experience] Axis Bank Account Freeze – 21 Days of Silence, Escalation, and Compensation

    Dear Technofino Members, I’m sharing my recent experience with Axis Bank, where my savings account was frozen for 21 days without proper notice, causing mental stress and inconvenience. After multiple failed follow-ups with Axis Bank, I had to escalate the issue to the RBI Ombudsman — only then...
  8. Rocker2102

    Deposit USD (cash) in non-NRI bank account

    Anyone ever deposited, or know about how to deposit, USD - cash, to an Indian bank account of a "non-NRI" (Indian) customer. I know a little about inward remittance but ig thats for non-cash online transfers.
  9. sahil1033

    Suggestion - Closing Bank Account(s)

    I've several bank accounts and almost all of them served some purpose or the other but now I'm thinking of closing a few of them. NSDL Payments Bank : I had opened it for virtual RuPay Platinum DC but now that the offer on Amazon is gone, there's no point in keeping it alive and shell out Rs...
  10. xyran

    Does Axis Bank do home verification again for a second credit card?

    I already have an Axis Neo Mastercard (issued 2 months ago) and now I want to apply for a RuPay variant through the Axis website. However, the application process is asking me to complete home verification and vKYC again. There are no pre-approved offers in the Axis app, and I can’t reapply...
  11. C

    How to spend online or transfer balance from Paulpay prepaid debit card to bank account?

    I have almost 9.5k in my Paulpay prepaid wallet/card. I loaded this amount from my cc to pay BOB credit card bill, but unfortunately its failing automatically after some time. Now my 9.5k amount is stuck in Paulpay prepaid card. Though I have full kyc account but I already transfer 10k from...
  12. NikhilG

    Moving all funds from my one bank account to another?

    What is suggested, moving all funds in 1 transaction (1cr+) or moving 10 to 15 lac per day and taking few days. Factors considered. 1. Failed transaction sometimes 2. Max capping of transfers ( in this case bank rtgs to be used) 3. Banks reporting to it department (as it's white but still who...
  13. C

    What type of bank account to open with Axis in order to get pre-approved credit card offers ASAP?

    The title please. Axis cards get some good discount offers from time to time and I would like to get a decent limit too. Please guide me on what type of bank account I should open with Axis. For example, I opened a Classic type account with HDFC and got Millennia card pre-approved in the 3rd month.
  14. J

    Query on Payzapp wallet funds to bank account transfer

    I am not seeing the transfer amount to bank account on my payzapp account when going to the payzapp wallet. When I raised ticket with payzapp they said that the full kyc completed is only for the pixel credit card and they have to update it where I need to refresh the profile inorder to...
  15. jayasurya

    Banking Account Suggestion with FD benefits and CC benefits

    Hi all, I am looking for suggestion or advice from you, to get better possibilities or benefits Current Salary Account: ICICI Net Income: 85K/month Mutual Fund: 30k per month LIC payments: 3 lakh per month around (5) can't cancel due to family pressure :cat-with-tears-of-joy: Health...
  16. NikhilG

    Transferring large amount of funds from your one bank account to other.

    Does banks do reporting to income tax department if large amount of funds transferred from your one bank account to other?
  17. BiggBoss

    Best Bank Account for Trading – Need Suggestions

    I'm planning to open a dedicated bank account for stock market-related activities, mainly for handling more frequent transactions. I have a few questions and would appreciate your input: Among these banks, which one is the best in terms of ease of use, charges, and broker compatibility? Yes...
  18. Hell_Kitty

    How to create a user id for EPM add on without ICICI Bank account?

    How to create an user id for add on card holder so I can login via iShop portal to get >12k vouchers of Amazon etc?
  19. A

    Which axis bank account should i open for pre approved offers?

    I am thinking of opening an Axis Bank account to get a pre-approved offer since HDFC is giving me none. Which account should I open? And what balance should I maintain? I currently have 777 cibil with 1.3 years in age of credit profile
  20. sheshank297

    Anyway to take amazonpay balance back to Bank account? Guide pls. TIA

    Anyway to take amazonpay balance back to Bank account? Guide pls. TIA
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