I have been using Amex Gold Charge Card for 11 years. First 8 years I got unconditional full waiver. Last 2 years I got full waiver on spending 60K in 90 days.
This year it has become tougher. First time I called after statement was generated I got 3 offers:
50% waiver
Pay 100% and get 10,000...
New member here! I have been reading TF forums and all I can say is this has been quite insightful. I never knew I can get cashback for paying credit card bills, DCB for forex spendings etc.
My monthly spends are in the range of 20-25k on a regular month while there are few months it can go in...
Flipkart - Rs4000 discount using ICICI RuPay Credit Card offer on Mobiles, Appliances, Electronics, Grocery and Travel:
What is the offer duration?
19th March 2024 (00:00 Hours) to 31st March 2024 (23:59 Hours)
1 offer + 2 Bonus Offer Available -
Offer -
What is the offer?
10% Instant...
Hi, I currently have a Smart Earn card approved on Feb 24. I would like to have an MRCC as well to access the gold collection/ or accumulate for MB conversion. Should I apply for MRCC now since it is available at discounted annual fees or wait for the next round when Amex reduces the fees for...
Hi,
I currently hold Axis magnus and their customer service is just disgusting. So planning to move on from axis cards.
My spend around 10 lacs on avg on my credit cards with significant spend on air tickets (mostly domestic)
I currently hold
amazon pay icici
indigo hdfc (hardly use)
Indusind...
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I had recently applied for MRCC credit card and the card got delivered today. The limit is very low i.e. 50k. All my other cards have decent limit and few cards having limit of 3.85L. My monthly salary is 4x my limit provided, not sure how they judge the limit
Should I activate card or just...
Hello all,
Yesterday I applied for Amex MRCC credit card, I have the reference number, completed vkyc and submitted income document. Now I want to track the status of card, I don’t find any such links in amex website.
How do we track the application status and how long will it take to...
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If you have a RuPay/Visa/Amex/Diners club Card debit/credit//prepaid card & UPI user, you can enjoy many extra benefits. To learn more about these...
Which one will be better in terms of reward extraction for miles/hotel points?
Looking super premium card for my wife where we can extract the best rewards.
Overall which will give better value(experience) for the money spent on their fees.
One thing she is adamant about is the best Airport...
is amex issuing companion cards now , last time I spoke to CC , they said that companion cards are being issued to Plat Charge users and not for any other card holders.
what is the spend criteria or eligibility to get a Companion card. kindly advice.
Thanks in advance
Have Amex Gold and MRCC, my society has NoBrokerHood which doesn't accept Amex.
Paytm Charges are high, they do have a POS machine of Verfione (HDFC) but that doesn't accept Amex either.
I saw they have BharatQR. Is there any way I can pay through CC there? Googlepay doesn't support Amex as well.
My monthly spends are around 15k excluding rent.
This is my spend strategy using Gold and MRCC: (I am considering 1MR point = 0.5Rs, that brings 1% reward rate for amex cards)
MRCC: 6k ~7.5k
Will do wallet load mostly: 2.95%
Yearly 12000 point considering 6k/pm excluding 1% from convenience...
So I have the Amex Gold (paid) already.
I asked for MRCC companion and they denied, thereafter, I applied MRCC via referral and got delivered today.
I asked them for companion again and they said they don't offer, mentioned it's already 1500 instead of 4500.
If I don't activate the card for a...
Duplicate Statement Fee - INR 100 per statement for statements older than 3 mont
Cheque/ECS/NACH Return Fee - INR 150 per returned instrument for Corporate Cards and INR 250 per returned instrument for Consumer Car
Record of Charge/Summary of Charge Retrieval Fee - INR 100 per Retriev
Over Limit...
My cibil is 780+ and the package is 25LPA+. I have HDFC millennia credit card and a few other credit cards with good limits.
I applied for MMRC 2 and a half months back post and due mismatch of address first application was rejected. Post that I updated my application and I applied for amex gold...
Got amex limit enhancement message
This is first time I got the message having card from last 6 yrs
Taken two LE by calling them. Previously
Offer increase to 4.10L from 2.95L
I recently got amex MRCC card (my 1st amex card) through referral, I came to know RP & Milestone RP will be for calendar month.
can I use the amex MRCC RP to transfer to Airline partners or only redeeming vouchers ?
Also, how the annual fee calculation will be done is it counted from Jan to...