advice

Hey everyone, Looking for some guidance here! My dad recently closed his Amex Platinum Travel Card about 25 days ago (on 24th September). He had the card for over 5 years and now wants to reapply for the same card. (why he closed the cc cause he took upgrade offer for plat reverse when i told...

I’m facing a situation where I need to pay my 6-month office rent of ₹1.3L and am planning to upgrade to the iPhone 16 Pro by January 2025 (not sure if I’ll get the 256GB or 512GB variant so that the amount will range from ₹1.2L to ₹1.49L). I also have the Amex annual fee due on 18th January...

I'm seeking expert advice on retention benefits for my IDFC Vistara credit card. With renewal approaching, I want to maximize benefits. What retention strategies have worked for you? Any successful negotiations or offers? Share your experiences! Thanks!" @SSV @BVC @TechnoFino @drsel

Hello All, I have travelled Dubai past in Feb this year.. Now planning our 2nd International trip to Bali From India in this October 1st week, Super Excited . I have Indusind exclusive Debit card, Fl debit card and Idfc Wow credit card from India. I need an advice from which ATM should i...

Hello Everyone, I recently faced a rejection for the SBI SimplyClick card (despite already holding the SBI Cashback card). Here’s the timeline: Initially, I emailed regular customer support requesting the reason for rejection and reconsideration, but they turned me down. I then contacted the...

Hey TF community, I had done my axis bank cc payment through snapay, since they offer some cashback in return, which can be used for another payment. But today all of a sudden i recieved a payment advice from axis bank which states as "Dear Sir/Madam, We have initiated your payment to RBI...

Hi Guys! So I applied for an Axis Bank Credit Card last month on 14th August but the application wasn't processed and more than three weeks had passed. Tried talking to the customer care and they told me that some agent would contact me but nothing happened. At last I had to contact nodal...

Hi guys, I am a 31-year-old tuition teacher planning to take the state PSC examinations. I’m thinking about going to a coaching center, but everyone there is between 20 and 25 years old. What do you guys think about it? Will I look out of place in a coaching center with younger people? Even...

I have an offer for 2L from INDmoney INstcash. Currently in required of 1L.Check their payment terms as 0 foreclosing charges but with fixed EMI till duration. Is it wise to choose this? Note I am in urgent. Also I am self employed no offers on getting personal loans. Interest rate per month...

You know how some apps are just waste of phone battery for having sound in them and there's no way to turn it off like that loud cred sound that you have to mute everytime. Try this app called sound assistant on galaxy store and go to individual app volume.

I need to pay for my TATA AIG two-wheeler insurance and I’m considering which credit card or payment option would give me the maximum cashback or rewards. I have the following credit cards: OneCard Amazon Pay ICICI HDFC Biz Grow IndusInd Platinum RuPay ICICI Rubyx ICICI Coral RuPay IDFC First...

I am holding a HDFC business Money back card for a year with supplementary UPI card. Now I am planning to get another one from other bank. Many banks call and offering credit card but when I try to apply through their website application getting rejected. I do not know what will be reason for...

Hello TFians, I have learnt a lot in the past few months on this portal, and I am really grateful to all the members of the community. I need some advice now. As the title suggests, I am new to HDFC bank. I have never had any banking relationship with the bank. Now after having learnt of C2C...

I’m looking to apply for a credit card from Standard Chartered, but I’m facing a bit of a challenge. I currently file a business Income Tax Return (ITR) instead of a salaried one, and I’m not sure how this might affect my eligibility for the credit card. Has anyone in a similar situation...

My mother is currently holding two SBI cards : Pulse (48k limit, age: 1.5 year), Reliance SBI basic (the red one) (only got it for rupay card, 52k limit and 2 months age). Consolidated annual spends are 3L+ and we would like to switch the pulse card to a better one since it does not serve any...

I need an advice guys, I hold around 2L pts on Infinia, i do not have any trip plans for next 6 months at least, Is it worth to transfer to accor under the bonus offer and hold points there? What i am fearing is a devaluation of Infinia points due to launch of Infinia reserve. What is the expert...

I am an undergrad student pursuing btech (last year). I got a job that pays me Rs 26500 per month (negotiated such that I don't have to pay tax). I am currently in possession of the following credit cards: Indian Bank Rupay Select - Rs 5 lakh SBI Prime - Rs 80k OneCard - Rs 5.5 lakh As per...

I am an undergrad student pursuing btech (last year). I got a job that pays me Rs 26500 per month (negotiated such that I don't have to pay tax). I am currently in possession of the following credit cards: Indian Bank Rupay Select - Rs 5 lakh SBI Prime - Rs 80k OneCard - Rs 5.5 lakh I also...

Hello everyone, I'm a complete newbie to health insurance and I need some help. It's my first time dealing with porting/migration. Background: I opted for the Arogya Sanjeevani plan from Aditya Birla with a 5 lakh SI (Sum Insured) via PhonePe because the premium was cheap. However, I later...

Hello Everyone, I am a 19 year old college student looking to find some good credit cards. I got one card against FD of 7,000 rupees and been using it for 14 months. Made timely payments and improved my credit score. My CIBIL score is 779 and my Experian score is 836. I applied for Flipkart Pay...