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Almost 24 hours ago (less than that) I booked a couple of flights to Thailand for my friend and I for this Friday. Sadly, my friend's father had a heart-attack and obviously the trip is no more going to happen. I booked the trip via Smartbuy. Do the airlines/smartbuy have any policy to...

So, just for complete background information. I am a normal HDFC customer. I have had the same job for 6 years and salary account with HDFC. In this duration, I have taken two loans from HDFC and cleared both. I have never had a credit card from HDFC because I wanted Infinia (before when it...