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Via NetBanking, the reward ratio is poor. At petrol pumps, 1 RP = 1/- That's my only issue.

Hi Citibank IndianOil Credit card is the first credit card I got about 10 years ago and it had been really useful for fuel spends / redemption. But in the last 1-2 years, they are charging additional fuel surcharge of 10/- + GST and I receive a surcharge waiver of 3/- (1%). They are charging...

I noticed that rent payments have 1-1.6% charges. So a card like StanC Ultimate can be used for rent payments to a family member instead of wallet loads. I think as long as the rent amount is low, there won't be a question of IT reporting. Also pay back the credit card using this method to get...