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You will not lose much. There are way better cards from other banks.

All cards processed through Swipe-up Program will be LTF. Go ahead with application even if says chargeable. Check the welcome letter before activating. Activate only if joining and annual fees are NIL. If you don't activate they can't charge you joining fees

There will be some cooling off period for sure. Not sure about the duration

Allow 6 months from last rejection to give it a try. It will work with any bank

It should not. I did the same and they physically verified my correspondence address

Yes, it showed joining fees at the last screen. As I knew as per RBI policy I don't need to pay fees if don't activate the card. Just waited till delivery to confirm fees

This may help you Post in thread 'Has anyone tried - AU Swipe Up Program ?' https://www.technofino.in/community/threads/has-anyone-tried-au-swipe-up-program.6757/post-113314

5 Regalia 5.83 lac limit

5 lacs

Got Zenith delivered today LTF

IDFC Select , HDFC Regalia

Any card you get via SwipeUp program should be LTF. My card is just dispatched. I will update once received

You can check with multiple cards. Use go back or cancel option. I don't remember the options

Let me see what they will send now

No.

Yes. Kyc done. Waiting for update. Since my correspondence address was different than adhaar address they also did physical verification at my address

No need, i think. Because we now have an option to choose whether to activate or not. Yes, i also applied via swipe up. If it is shown, it should be

Not sure about the charge. But if you don't activate the card within one month after receiving you don't have to pay anything. And the card will get cancelled

Sure.

5.83 lacs