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I currently see nothing has been charged yet, will mail level 2 grievance if charged, and try to negotiate LTF while closing the card.

No recorded proof, as for activating, I didn't do any transactions yet, but did generate the pin for it.

didn't received any pdf yet.

Currently in my Kotak Mobile banking app it shows Pre-approved offer for Kotak White credit card, but unable to apply, since I got this card, recently.

Also, if it was agent, I might have to provide my income details and income docs, which I didn't had to.

I was sure 90%, that it was Kotak bank employee.

Recently got call from Kotak bank where I hold a 811 account telling me I have pre-approved LTF Kotak Myntra card, I asked for other card, they said only Kotak Biz and Myntra available as pre-approved. Applied through them without any income docs and got approved within 2 days, no VKYC, etc was...