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Even with the Redgiraffe which has lowest of platform fees, it comes out to be ~0.36%. No hope for other platforms.

Not much to worry, hardly using it unless there's a Citi specific offer. My card was LTF, Axis launched a new rewards card, most probably would be converted to that

SC, Citi are overly conservative. I wouldn't be surprised if SC rejects even if someone has good salary, but from a unknown company. Citi has given me 1L limit, because it has a partnership with our org for salary account, when HDFC has given limit of 50K based on the salary. Citi hasn't changed...

I have same thoughts and about to cancel it. The process to get Addon card is tedious and requires a bank visit, a lot more documentation than other banks and the add on card goes to the address of the add on card holder not the primary. They have wasted 2 months in to and fro for add-on card...

I got it along with the card

I applied on June, supposed to be fulfilled in 2 months, but they didn't do it and I had to raise a complaint regarding this. They have the worst support, took 15 working days and no answer and after a month got the watch ( later got changed to buds). First transaction has to be more than the...

Citi and SC are very miserly with limits, their risk evaluation is very conservative.

If you had applied online before June, this watch offer was there, now they are Nord TWS. They should be fulfilling it in 2 months after the first transaction which should be greater than 1500.

I wasn't sure my Regalia would be updated to Infinia, so I got this card, in case they would offer me DCB and reject Infinia. But I got Infinia, so this card is only useful for Fuel transactions for me. Their priority customer service isn't great. I didn't recieve the Goqii watch based on the...

They came to home and collected documents and didn't issue the card because my wife's adhaar card address doesn't match the current address we are staying, even though it's the same city and address is also my current address. I sense some fishiness here, as they were pitching several insurance...

They still have not issued the Add-on card. They have collected the documents on 27th July. The RM who came to my house got a stack of Endowment policies with quotes on my name and is pitching me. I declined them and most probably they have not even processed the documents that I have given. As...

I got this card recently. Can you confirm if you got reward points on EMI's as well. As they don't have exclusion list mentioned on their webiste other then Joining and Renewal Fee, ideally should get Reward points. They are taking shit lot of time to issue addon card(still not issues) and...

It should have the same benefits, but I have not seen the fine print

Their process is very weird. The documents they have asked me is My PAN and Adhaar My spouse PAN and Adhaar Marriage certificate Credit Card front side copy At branch you would have to fill Addon card application and KYC form for the addon cardholder. As Addon cardholder has to sign, so they...

Escalated the issue, sent out a mail to all nearby bank branch manager and regional head. An Executive reached out to me, yet to collect the documents. Most probably would take another week. If branch is nearby, go there and get it done. My spouse works in Saturday as well, hence not an option...

Would push them for a week to do this online, if not happening then would go to the branch

Here is the link I got from Chatting with the support. https://apply.standardchartered.co.in/av/supplimentaryCard.jsp I have filled it and it's more than 4 working days, still no response from them