You can try writing to them:
- nodal.officer@axisbank.com
- pno@axisbank.com
- Axis official twitter account
Their replies will make you start feeling that it's not worth your while.
You've been warned! 😜
Happens with Axis. I was rejected for Axis FK and Axis Myzone citing internal bank policies. I had 790+ CIBIL and 840+ Experion at that time. Escalated all the way up to PNO asking for rejection reason and still got the template reply.
Similar thing happened with me for Axis FK card 5 months ago. First was the online application I initiated. Second was the application initiated by agent who visited for KYC of the original application. Finally, they rejected both the applications due to "internal bank policy" and my CIBIL was...
Yes looks like waste of our precious time.. I got reply from nodal office yesterday night.. they reply with same thing - "we could not approve your application based on internal policy"