No.
In your current billing cycle,
regular transactions -> 17.5k
purchase something -> 30k
EMI conversion -> -30k
EMI 1 -> 5k.
Total = 22.5k
Available credit limit = 75k - 30k - 17.5k
In your next 5 billing cycle,
regular transactions -> x
EMI n -> 5k
Available credit limit = 75k - (30...