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Thanks, folks for the suggestions and recommendations. I will keep Imperia for now as so many things are linked to that account. But will also try for Burgundy account now which seems to be the better one based on popular opinion.

I have an HDFC Imperia Bank account but I'm not really impressed with their service. 1) I have opened some family accounts by depositing 5L and linked it to my Imperia, so they can benefit with some of the fee waivers. 2) I took a home loan through them 3) I took health insurance through them...

Imperia Debit card gives you 8 (2 per quarter) domestic lounge access. A waiver on certain fees on transactions like IMPS. Asked for Infinia Card but is stuck due to a late payment on one of their old card 3 years ago. RM says Locker will be avialable soon but that soon never comes.