Get the Apay card from amazon app first, check if you have the no income needed offer. After receiving, get the expression credit card, use it to upgrade or downgrade to MMT signature/platinum or ICICI platinum, then close the expression. That's how I did it for ICICI credit card.
I am being offered free upgrade to HDFC Classic Banking program, but I do not wish to maintain 1Lakh always after it gets upgraded.
As shown in the website and what I have seen, it says there are no MAB charges. So do I need to maintain 1 Lakh or I can just get away by regularly using my...