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Yes, BOB Eterna gives the FitPass benefit, irrespective of the Fee Code, whether paid or LTF. The 10000 bonus reward points are spend based, in the beginning of card usage, available to all fee codes. I applied online. It took more than 2 weeks for the card to reach me.

Hey Buddy, U r right on that. I have definitely used the SBI CB where it was suitable. Nothing beats that, but again, as discussed earlier that's user case specific. Everything apart, given ur enthusiasm, I just checked ur profile and msg history. 20 posts on TF since morning? Hats Off man...

While I acknowledge that there are credit cards offering better options for accruing reward points, it's important to note that there isn't a universally applicable policy for credit card spending. My spending wasn't planned with the sole aim of maximizing Eterna reward points. Instead, it...

OK, I will try to answer one by one. Except around 2.5 Lacs on other miscellaneous categories and merchants, the majority of my expenses were channeled through PZ. None of the spending involved manufactured expense and all of it was utilized for air travel bookings and payment of children's...

As a seasoned credit card user, I've always been on the lookout for cards that offer more than just flashy perks. And boy, did Eterna surprise me! Over the past year, I've casually been earning and redeeming reward points with Eterna without giving it much thought. But recently, spurred by...

Right brother. For sake of reference the TnCs for utilizing the Yatra Vouchers are being attached. After careful consideration, the Yatra Vouchers still seem to have a better value proposition, if utilized properly.

In this scenario, I am of the considered opinion that opting for 100% Vouchagram would make better sense even if one has to shell out 1L+GST in place of 90K+GST. Then u have Yatra & all vouchers from Vouchagram, which can be used as per requirement. Spending 50K vouchers for one night stay in...

Postcard itself.

Yes. It is really sad and disheartening. Particularly, The Arabian Sea in Karnataka provided around 2X value in domestic stays. All credit card related perks are losing their shine, slowly-slowly heading towards death.

***** Devaluation Update ***** Dear Fellow Community Members, I wanted to personally share some vital information that affects all those who have been exploring the option to get Post Card Hotel Vouchers against the hefty fee required to be paid for IndusInd Indulge and Pioneer Metal Heritage...

How many friends of ours have already got Emeralde as LTF? And what the route was?

You may start by simply sending a query, theoygh this dedi ated Alumni Program link. Your request will be taken care of by the concerned team in a step by step manner. https://v1.hdfcbank.com/htdocs/common/dinersblackinstitute/index.html Enjoy.

Its not much complicated, in case you qualify ubder the Aumni peogram. For upgrades from any existing HDFC Card to LTF DCB under Alumni Program, you need either to have more than 1.75 Lacs PM salary or Credit Limit of 5 Lacs or more on ur exisitng HDFC Credit Card. Mail to the Priority...

The HDFC Alumni Program itself is to introduce High Potential Customers to Diners Club. Once you have entered the program with DCP the purpose of the Bank to introduce you to Diners Club is already achieved. Now, unless you push it hard through ur RM or through the Priority Redressal Team, they...

Simple. For upgrades from any existing HDFC Card to LTF DCB under Alumni Program, you need either to have more than 1.75 Lacs PM salary or Credit Limit of 5 Lacs or more on ur exisitng HDFC Credit Card. Mail to the Priority Redressal email ID at priorityredressal.creditcards@hdfcbank.com...