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should be like this for separate numbered add-on cards as well currently (all add-ons same number) comes like this

I have with same number, but I assume the stmt should be exactly same (spends under different name headers) pts and everything will and should be added only to primary card holder's account

then why created the post :ROFLMAO: first, you asked what can you do... and when something was told, you said you don't want to take the trouble :poop:

you still have 12L credit limit from hdfc and are on Moneyback ? people are getting millenia with 20k limits :ROFLMAO: maybe try asking for paid upgrade and then ask for LTF after spending good amount in 1 year

Talk with your BM, ask him to get approval from GH (group head maybe) or else, tell him that you will complain about him and the branch and will move the relationship elsewhere

increase relationship with hdfc... open and invest via hdfc demat account, buy their ulip etc and build relationship over 5Cr and then ask for ltf (y) OR UPSC ki taiyaari karo, IAS/IPS bano aur lelo

as atlas ltf news has gotten out , many will try to get it and will try to get the most of it (same as magnus) and will get devalued eventually

matlab as Atlas devalue hoga ?

if your Infinia add-ons have same card number as primary card (when the add-ons are sourced offline), I assume you can swipe them as well.. I had swiped add-on card once, but wasn't charged. I did not take such risk after that and always request add-on members to use PP The thing is, we don't...

what does this mean o_O I hope this does not mean if you spend 5k in 2022, then do you need to spend atleast Rs.5001 in 2023 to keep it as LTF... as Rkr said the threshold is empty

nope, unlike BoB Eterna, HDFC has common lounge access list. It's just that Lounge access would be actually free in MC whereas you will bear ₹2 everytime for access via Visa :P

after the ban was lifted, Infinia now comes with MC World and Visa infinite both. Received MC World (not elite) variant in 2nd half of 2022

itna gyaan aaj tak ek saath kabhi nahi mila :ROFLMAO:

Can you share the access slip that you must have received from the lounge team ? We can not skip the part where the receptionist might have done some mischief, by entering something else instead of lounge access/entry (which usually get's charged Rs.2)

I too learnt it the hard way :ROFLMAO: I told the cc executive "I have my own hdfc card, its not my fault that hdfc gives same card number to add-ons" to which he just said "I know sir, but our system works on cc number and so, it would get blocked" HDFC really is a d*mbass for having such...

true, there is no written logic for hdfc offers (LE and spend based both) I have tried using 80% of limit once and then bring down to 5% but still not LE, stopping card usage works in ICICI but not sure in HDFC

Angoor khatte hai (Grapes are Sour) :D Its the best thing that they have done by keeping such stringent criteria or else, the card would go down the drain just like Magnus and Reserve. They want you to show that you have have the spending capability to get the card the criteria should reduce...

Happy to help and share, please do update https://www.technofino.in/community/threads/best-cc-for-8l-monthly-spend.18325/post-384407 too so that people don't get confused

everyone is under impression that first 1.5L spends (cumulative) would fetch 12ER/200 and any spends above it will fetch 35ER/200 (same as 25k milestone benefit where cumulative spends of 1L+ was the requirement, not single transaction over 1L) This is the first time I am seeing someone say...

easiest way is "Paisa fek, tamasha dekh", give them TRV of 5Cr+ and they will surely give you anything you want... else you need to either have good salary (3L+ per month) or should be at a senior post on Govt (even private works for some)