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Even i got the same offer, i dont think its worth upgrading with this voucher selection

If you meet 8L spends may be you can call them and request for fee waiver. They should mostly accept based on your relationship. To answer your question, I think they should be counted unless they are tagged as rent or wallet

How will you transfer exactly ?

Now dont bother too much and start using the card peacefully.

Your old card will be active until you activate the new card. Hope you have not activated the new one. If no then you can continue using the old one. The new card will get closed automatically in 30 days

The value of points vary depending on how u redeem. There are a lot of posts discussing this. Please search

I agree, like i have mentioned multiple times on this forum HDFC does not care for old customers. There focus is only NTB. I had been trying to upgrade DCP to DCB from past 7 months with no luck. Every time it's a different thing, latest is not enough spends in 6 months (I had about 4L spends)...

Only for accelerated RP, normal you get unlimited except for excluded category

True, HDFC will not upgrade the card so easily. They only want NTB customers, they give a damn about old customers. I am planning to move my salary someplace else and convert account to basic account as this is my oldest account and linked to all like PF etc.

I asked, they told internal policy cannot disclose :ROFLMAO: ,no point in fighting. I left it at that and changed to Regalia Gold at least it has better acceptability and new transfer partners.

I strong feel DCB will be devalued just like DCP as they have issued too many LTF cards. They might keep the fees same as DCB just like Regalia Gold

Yes, will use for some time and check again.

They did not upgrade me to DCB even though i was eligible they told i do not have enough spends on my DCP. Finally after multiple tries gave up and accepted FYF Regalia gold as its much better than DCP after the deval. Looks like DCB metal is a distant dream. I even sent physical documents to...

Following, i have the same question

May be Indigo, not quite sure. I always travel with luggage so not sure

Depends on the airline, if they offer you can book directly or on aggregator site. You can see the details in the fare rules. The cheapest flight will be mostly the one without the check in baggage. Usually low cost carriers offer the option. The only international airlines i have noticed is Etihad

Yes, you cannot check in luggage only cabin baggage is allowed in that fare

Yes, even i am doing the same. Try in mid of March as they need to close yearly targets and chances will be better

Not sure, it was declined twice for the same reason. I have 23 active cards.

SBI is very picky in issuing Aurum, i tried couple of times. They are not issuing because i have too many cards even though utilization is less than 5%