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Yes will definitely change

Yes, for Jio 2 steps are more for Airtel its easier https://www.airtel.in/blog/prepaid/how-to-transfer-esim-from-one-phone-to-another-phone/...

It is not as convenient as physical SIM but can easily swapped to different phone but need to wait for 24 hours to check for upgrade

I think esim is the easy to swap if the other phone supports esim only drawback is SMS wont work for 24 hours with every swap

I had 3 cards, APAY, Coral Rupay & Platinum. Got LTF Rubix

No did not check net-banking

Sorry did not check netbanking

I have only CC relation with ICICI. Previously had wealth account but closed in Nov 23

I got Rubix duel as LTF. I was not getting any upgrades on iOS, changed the sim to android and VOLA got the LTF offer and took it. Same happned with Coral LTF Rupay.

Yes you can, redemption charges 99+gst

Yes, for me verification happned at this step

I tried 3 times, even after meeting their income requirement and sending documents they declined

You can apply from a new number, you can read my experience from below thread: https://www.technofino.in/community/threads/my-experience-of-closing-idfc-select-card-and-applying-for-wealth-card-a-big-fail.22171/post-503734

Not for Zenith but for Zenith+, both are different cards. I think for Zenith its still .25 but for Zenith+ its 1rs

Yes, you can buy any GV but do note there is a redemption charge of 99+GST = 116.82 per redemption but still the card is worth just for benefits

Yes for IDFC there is no interest charge if you pay before bill. I think 1 time withdrawal charge of 199+GST

For me SBI is not working but other cards are working. HDFC tech issues seems to never end

You can pick up some Vistara card only if Vistara connectivity is available in ur city. Also please note availability is an issue now a days. Atlas is a good choice if you plan your spend as the milestones will be for the card year and not calendar year. If you get HDFC Infinia or DCB nothing...

Atlas will make sense only if you have 7.5L spends on it as gold upgrade is at 7.5L and you will get 5K miles during renewal.

Please mention the type of spends you have as it would be easier to suggest. There are lot of exclusions in spend category now on many cards